Business profile

Pirkanmaan Osuuspankki

Pirkanmaan Osuuspankki's registered office is Tampere. It is a cooperative bank. The company was established on 1990-12-31. It operates in the industry of other monetary intermediation.

Claim profileContact details
Business ID 0828972-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0828972-6
Sector
Other monetary intermediation
Municipality
Tampere
Company form
Cooperative bank
Registration date
1990-12-31
Business ID registration date
1991-01-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: HÄMEENKATU 12, 33100, Tampere

Postal address: Hämeenkatu 12, 33100, Tampere

Phone: +3581000500Source observation

Website: https://op.fiSource observation

People and decision-makers

Vilpponen Jani HannunpoikaToimitusjohtaja
Lepistö Kari Timo OlaviToimitusjohtajan sijainen

About Pirkanmaan Osuuspankki

Financial position and key figures for the company.

Pirkanmaan Osuuspankki's location municipality is Tampere. It is a cooperative bank. The company was established on 1990-12-31. It operates in the industry of other monetary intermediation. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +10.7%.

Auxiliary business names

Public alternate names materialized from source observations.

OP HämeenkyröOP KangasalaOP LempääläOP LuopioinenOP NokiaOP PirkanmaaOP PirkkaOP PirkkalaOP PälkäneOP TampereOP VesilahtiOP Ylöjärvi

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Equity ratio10.7%
Operating profit (loss)€69,602,657-€20,461,190 (-22.7%) vs previous periodPrevious: €90,063,848
Profit (loss) for the financial year€53,593,605-€15,612,548 (-22.6%) vs previous periodPrevious: €69,206,153
Assets€6,467,019,688+€778,829,343 (+13.7%) vs previous periodPrevious: €5,688,190,345
Balance-sheet contextLatest financial period
Employees374Previous: 301
Operating profit (loss) trend4 periods
€42,718,381
2022-12-31
€80,843,429
2023-12-31
€90,063,848
2024-12-31
€69,602,657
2025-12-31
Profit (loss) for the financial year trend4 periods
€26,797,684
2022-12-31
€73,921,387
2023-12-31
€69,206,153
2024-12-31
€53,593,605
2025-12-31
Assets trend4 periods
€5,742,718,736
2022-12-31
€5,531,973,512
2023-12-31
€5,688,190,345
2024-12-31
€6,467,019,688
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
13/100 · Improving
10.7 %2024-12-31: 9.6 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio7.5 %8.9 %9.6 %10.7 %
Current ratio----
Operating profit margin----

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0828972-6
VAT IDFI08289726
MunicipalityTampere
Current registered entries
1990-12-31Registered in Patent and Registration Office (Trade Register)
1991-01-01Registered in Tax Administration (Employer Register)
1991-01-16Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-07-01Member of liability group in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Lepistö Kari Timo OlaviToimitusjohtajan sijainenSources: 2 · Confidence: 78%
Vilpponen Jani HannunpoikaToimitusjohtajaSources: 3 · Confidence: 78%
Brander Sauli-KristianPuheenjohtajaSources: 4 · Confidence: 78%
Janne RuohonenHallintoneuvosto: puheenjohtajaSources: 1 · Confidence: 76%
Eenola Jani Henri PekkaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Klint Kati Birgitta KarolaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Holopainen Tiina IreneVarsinainen jäsenSources: 4 · Confidence: 78%
Lehtonen Pekka TapaniVarsinainen jäsenSources: 4 · Confidence: 78%
Linnamaa Reija IrmeliVarsinainen jäsenSources: 3 · Confidence: 78%
Tuominiemi Tero KaleviVarsinainen jäsenSources: 2 · Confidence: 78%
Pohjola Virpi KyllikkiVarsinainen jäsenSources: 2 · Confidence: 78%
Kiviharju Harri TapaniOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kronlund Outi MargaretaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Kumlander Totti KalervoOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Marila Tiina TuuliaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Palmi Minna KristiinaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Paattilammi Terhi SusannaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Vilpponen Jani HannunpoikaVarsinainen jäsenSources: 1 · Confidence: 78%
Harju Mikko JuhaniOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Heinilä Anna EliisaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Häikiö Anssi IlmariOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Männistö Antti-PekkaOikeutettu nimenkirjoittajaSources: 1 · Confidence: 78%
Roope TähkäHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Harri ViljanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Pirjo VirtanenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Lauri KallaskariPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Riina AhonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tuomo AntilaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Matti HirvonenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Susanna IhanusHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Juho JokiniittyHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jonna JärvenmäkiHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Saila KallioinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Antti KarjaluotoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Reetta KeränenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Jyrki KoskinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tiina-Kaisa KuuruHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Eelis LaineHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Nina LehtinenHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Henri LehtolaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tuukka LiuhaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Päivi Mattila-WiroHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Pekka Nokso-KoivistoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Tarja SoukkoHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%
Leena TiitolaHallintoneuvosto: varsinainen jäsenSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodPirkanmaan Osuuspankki
Grade unchangedA2 · new analysis 2026-10-18
Model score81/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityNot enough history
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • Long registry continuity
Risk factors to note
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1881/100 · v0.15
A2 → A2
A2
2026-10-1681/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
87/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 35 years of registry continuity.

Registry and status signalsVakaa
84/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

59 register eventsLatest event: 2026-01-21

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-21.

This company profile has not been claimed yet

Pirkanmaan Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.