Risk grade updatedRisk gradeEvidence verified
22 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Pirkanmaan Rahoitussuunnittelu Oy
Pirkanmaan Rahoitussuunnittelu Oy's registered office is Tampere. It is a limited company. The company was established on 1993-03-03. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2025-12-31, revenue was €680 and operating profit was €707.
Business ID 0923939-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0923939-2
- Sector
- Other real estate activities on a fee or contract basis
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 1993-03-03
- Business ID registration date
- 1993-04-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: HÄMEENPUISTO 11, 33210, Tampere
Phone: +35832220310Source observation
People and decision-makers
Kuparinen Liisa MarjattaToimitusjohtaja
About Pirkanmaan Rahoitussuunnittelu Oy
Financial position and key figures for the company.
Pirkanmaan Rahoitussuunnittelu Oy's location municipality is Tampere. It is a limited company. The company was established on 1993-03-03. It operates in the industry of other real estate activities on a fee or contract basis. In its latest retained statement for 2025-12-31, revenue was €680 and operating profit was €707. The latest retained financial statement for 2025-12-31 shows revenue of €680 and profit for the financial year of €1,000. Based on the latest retained statement, revenue growth was -93.0%, operating margin was +9.1%, and equity ratio was +100.0%.
Auxiliary business names
Public alternate names materialized from source observations.
Kopaali
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-93.0%
Operating margin9.1%
Equity ratio100.0%
Revenue€680-€9,103 (-93.0%) vs previous periodPrevious: €9,783
Operating profit (loss)€707-€85 (-10.7%) vs previous periodPrevious: €792
Profit (loss) for the financial year€1,000+€209 (+26.4%) vs previous periodPrevious: €791
Assets€21-€20,719 (-99.9%) vs previous periodPrevious: €20,740
Balance-sheet contextLatest financial period
Revenue trend5 periods
€9,452
2021-12-31
€8,942
2022-12-31
€9,205
2023-12-31
€9,783
2024-12-31
€680
2025-12-31
Operating profit (loss) trend5 periods
€2,236
2021-12-31
€2,236
2022-12-31
-€87
2023-12-31
€792
2024-12-31
€707
2025-12-31
Profit (loss) for the financial year trend5 periods
€2,236
2021-12-31
-€537
2022-12-31
-€87
2023-12-31
€791
2024-12-31
€1,000
2025-12-31
Assets trend5 periods
€29,307
2021-12-31
€28,430
2022-12-31
€26,840
2023-12-31
€20,740
2024-12-31
€21
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Stable
Current ratioWeak
0/100 · Stable
Operating profit marginSatisfactory
73/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 70.0 % | 71.4 % | 74.1 % | 100.0 % | 100.0 % |
| Current ratio | 0.44x | 0.38x | 0.14x | 0.00x | 0.00x |
| Operating profit margin | 22.2 % | 0.0 % | 0.0 % | 10.0 % | 9.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0923939-2
EU IDFIFPRO.0923939-2
MunicipalityTampere
Current registered entries
1993-03-03Registered in Patent and Registration Office (Trade Register)
1993-04-20Registered in Tax Administration (Tax Administration)
2024-10-20Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Kuparinen Liisa MarjattaToimitusjohtajaSources: 3 · Confidence: 78%
Honkanen Johanna KristiinaVarajäsenSources: 2 · Confidence: 78%
Kuparinen Liisa MarjattaVarsinainen jäsenSources: 1 · Confidence: 78%
Visakoivu Kirsi MaaritProkuristiSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePirkanmaan Rahoitussuunnittelu Oy
Grade unchangedB1 · new analysis 2026-10-22
68/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
91 peersSolvency95%
Better than 95% of peers
Profitability45%
Below 55% of peers
Liquidity26%
Below 74% of peers
Revenue growth3%
Below 97% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Weak current ratio
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-2268/100 · v0.15
B1 → B1 · +3 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Improving
B1
2026-10-0665/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-22
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsSeurattava
71/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
6 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-04-02
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pirkanmaan Rahoitussuunnittelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.