Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
PJ-Invest Oy
PJ-Invest Oy was declared bankrupt 2026-07-17. In its latest retained statement for 2025-04-30, revenue was €2,439,091 and operating profit was €270,235.
Business ID 2301210-0BANKRUPTCYUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2301210-0
- Sector
- Business and other management consultancy activities
- Municipality
- Rajamäki
- Company form
- Limited company
- Registration date
- 2009-12-11
- Business ID registration date
- 2009-11-25
- Business status
- BANKRUPTCY
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Koivumäentie 183, 05200, Rajamäki
Phone: +358400655326Source observation
People and decision-makers
Aaltonen Marko TapioVarsinainen jäsen
Timo PackalénTilintarkastaja
About PJ-Invest Oy
Financial position and key figures for the company.
PJ-Invest Oy was declared bankrupt 2026-07-17. In its latest retained statement for 2025-04-30, revenue was €2,439,091 and operating profit was €270,235. The latest retained financial statement for 2025-04-30 shows revenue of €2,439,091 and profit for the financial year of €159,782. Based on the latest retained statement, revenue growth was +10.2%, operating margin was +11.1%, and equity ratio was not currently available.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on rakentamis/rakennuttamiskonsultointi, työnjohtopalvelut sekä saneeraus-, mukaan lukien lämpö-, vesi-, ilmastointi-, siivous- ja sähköasennuspalvelut sekä edellisiin liittyvät konsultointi/ työnjohtopalvelut. Yhtiö voi omistaa, hallinnoida, ostaa, myydä ja vuokrata koti- ja ulkomaisten asunto/lomakiinteistöjen osuuksia/osakkeita sekä harjoittaa arvopaperikauppaa, kiinteistöjen välitystoimintaa ja isännöintitoimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-04-30
0
0
Enriched source observation
Derived indicators
Revenue growth10.2%
Operating margin11.1%
Revenue€2,439,091+€225,362 (+10.2%) vs previous periodPrevious: €2,213,729
Operating profit (loss)€270,235+€162,348 (+150.5%) vs previous periodPrevious: €107,887
Profit (loss) for the financial year€159,782+€320,871 (+199.2%) vs previous periodPrevious: -€161,089
Balance-sheet contextLatest financial period
Employees0Previous: 3
Revenue trend5 periods
€2,160,752
2021-04-30
€4,056,640
2022-04-30
€4,636,347
2023-04-30
€2,213,729
2024-04-30
€2,439,091
2025-04-30
Operating profit (loss) trend5 periods
€151,658
2021-04-30
€264,167
2022-04-30
€77,185
2023-04-30
€107,887
2024-04-30
€270,235
2025-04-30
Profit (loss) for the financial year trend5 periods
€86,363
2021-04-30
€175,083
2022-04-30
€12,715
2023-04-30
-€161,089
2024-04-30
€159,782
2025-04-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
78/100 · Improving
Ratio history
| Ratio | 2021-04-30 | 2022-04-30 | 2023-04-30 | 2024-04-30 | 2025-04-30 |
|---|---|---|---|---|---|
| Equity ratio | - | - | - | - | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 7.0 % | 6.5 % | 1.7 % | 4.8 % | 11.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusBANKRUPTCY
Trade RegisterRegistered
Business ID2301210-0
VAT IDFI23012100
EU IDFIFPRO.2301210-0
MunicipalityRajamäki
Current registered entries
2009-12-11Registered in Patent and Registration Office (Trade Register)
2009-12-14Registered in Tax Administration (Tax Administration)
2010-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2010-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Aaltonen Marko TapioVarsinainen jäsenSources: 3 · Confidence: 78%
Timo PackalénTilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskPJ-Invest Oy
Grade unchangedD · new analysis 2026-10-18
29/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityImproving · 2 consecutive periods
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- A newer financial statement filing has been reported
- Long registry continuity
- Lower industry distress context
Risk factors to note
- Severe registry event in the last 6 months
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsD
2026-10-1829/100 · v0.15
D → DD
2026-09-2429/100 · v0.14
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade is reduced because of a critical legal status such as bankruptcy or liquidation.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsHälyttävä
0/100
Bankruptcy or liquidation status is treated as a critical legal distress signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-07-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
PJ-Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.