Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
PJN-Kapital Oy
PJN-Kapital Oy's registered office is Kuopio. It is a limited company. The company was established on 2024-05-31. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-05-31, revenue was €6,428 and operating profit was -€3,521.
Business ID 3395008-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3395008-8
- Sector
- Operating of own or leased dwellings and residential real estate
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2024-05-31
- Business ID registration date
- 2023-10-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ajajantie 7, 70780, Kuopio
About PJN-Kapital Oy
Financial position and key figures for the company.
PJN-Kapital Oy's location municipality is Kuopio. It is a limited company. The company was established on 2024-05-31. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-05-31, revenue was €6,428 and operating profit was -€3,521. The latest retained financial statement for 2025-05-31 shows revenue of €6,428 and profit for the financial year of -€11,908. Based on the latest retained statement, revenue growth was not currently available, operating margin was -54.8%, and equity ratio was +64.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-05-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-54.8%
Equity ratio64.0%
Balance-sheet contextLatest financial period
Other operating income€57,300Previous: No comparison value
Cash and bank€6,206Previous: No comparison value
Equity€253,452Previous: No comparison value
Liabilities€142,626Previous: No comparison value
Current assets€7,104Previous: No comparison value
Current liabilities€46,759Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
80/100 · Trend unavailable
Current ratioWeak
4/100 · Trend unavailable
Operating profit marginWeak
36/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3395008-8
VAT IDFI33950088
EU IDFIFPRO.3395008-8
MunicipalityKuopio
Current registered entries
2024-05-31Registered in Patent and Registration Office (Trade Register)
2024-06-03Registered in Tax Administration (Tax Administration)
2024-06-05VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryPJN-Kapital Oy
Grade unchangedB2 · new analysis 2026-10-18
56/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
36 peersSolvency72%
Better than 72% of peers
Profitability31%
Below 69% of peers
Liquidity39%
Below 61% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings215 days after period end
215 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1856/100 · v0.15
B2 → B2B2
2026-10-05 17:5556/100 · v0.14
B2 → B2 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-05-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1550/100 · v0.14
B2 → B2 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
35/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-11
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-05-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-12.
This company profile has not been claimed yet
PJN-Kapital Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.