Risk grade updatedRisk gradeEvidence verified
21 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Placere Oy
Placere Oy's registered office is Lahti. It is a limited company. The company was established on 2019-10-30. It operates in the industry of driving school activities. In its latest retained statement for 2025-10-31, revenue was €85,220 and operating profit was €8,956.
Business ID 3095713-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3095713-7
- Sector
- Driving school activities
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2019-10-30
- Business ID registration date
- 2019-10-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lehtikuusenkatu 5, 15240, Lahti
Phone: +358445591883Source observation
Email: [email protected]Source observation
People and decision-makers
Toppinen AlbertToimitusjohtaja
About Placere Oy
Financial position and key figures for the company.
Placere Oy's location municipality is Lahti. It is a limited company. The company was established on 2019-10-30. It operates in the industry of driving school activities. In its latest retained statement for 2025-10-31, revenue was €85,220 and operating profit was €8,956. The latest retained financial statement for 2025-10-31 shows revenue of €85,220 and profit for the financial year of €8,012. Based on the latest retained statement, revenue growth was +16.8%, operating margin was +10.5%, and equity ratio was +30.5%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Kuljettajatoiminta, kuljetuspalvelut, tuonti- ja vientikauppa, siivouspalvelut, saneerauspalvelut sekä rakentamispalvelut. Metallityöt ja autonvuokraus. Ajoneuvojen huolto- ja korjauspalvelut.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-10-31
0
0
Source observation
Derived indicators
Revenue growth16.8%
Operating margin10.5%
Equity ratio30.5%
Revenue€85,220+€12,281 (+16.8%) vs previous periodPrevious: €72,939
Operating profit (loss)€8,956+€9,131 (+5205.4%) vs previous periodPrevious: -€175
Profit (loss) for the financial year€8,012+€8,742 (+1197.5%) vs previous periodPrevious: -€730
Assets€15,595+€6,822 (+77.8%) vs previous periodPrevious: €8,773
Balance-sheet contextLatest financial period
Profit before taxes€8,012Previous: -€730
Employees0Previous: 0
Revenue trend5 periods
€64,739
2021-10-31
€62,392
2022-10-31
€64,553
2023-10-31
€72,939
2024-10-31
€85,220
2025-10-31
Operating profit (loss) trend5 periods
-€2,760
2021-10-31
-€159
2022-10-31
-€4,895
2023-10-31
-€175
2024-10-31
€8,956
2025-10-31
Profit (loss) for the financial year trend5 periods
-€2,760
2021-10-31
-€357
2022-10-31
-€5,067
2023-10-31
-€730
2024-10-31
€8,012
2025-10-31
Assets trend5 periods
€11,664
2021-10-31
€9,601
2022-10-31
€2,854
2023-10-31
€8,773
2024-10-31
€15,595
2025-10-31
Additional financial figures
The company's financial figures across different years.
Revenue 2025€85,220
Profit for the financial year 2025€8,012
Balance sheet total 2025€15,595
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | €85,220 | €72,939 | €64,553 | €62,392 | €64,739 |
| Revenue growth | 16,8 % | 13 % | 3,5 % | -3,6 % | 9,2 % |
| Operating profit | €8,956 | -€175 | -€4,895 | -€159 | -€2,760 |
| EBIT margin | 10,5 % | -0,2 % | -7,6 % | -0,3 % | -4,3 % |
| Profit for the financial year | €8,012 | -€730 | -€5,067 | -€357 | -€2,760 |
| Profit before taxes | €8,012 | -€730 | -€5,067 | -€357 | -€2,760 |
| Equity ratio | 30,5 % | -37,1 % | -88,5 % | 26,5 % | 24,8 % |
| Balance sheet total | €15,595 | €8,773 | €2,854 | €9,601 | €11,664 |
| Employees | 0 | 0 | 0 | 1 | - |
Financial ratios
Financial ratios based on financial statement data. Source: Lähdehavainto.
Equity ratioSatisfactory
38/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
76/100 · Improving
Ratio history
| Ratio | 2021-10-31 | 2022-10-31 | 2023-10-31 | 2024-10-31 | 2025-10-31 |
|---|---|---|---|---|---|
| Equity ratio | 24.8 % | 26.5 % | -88.5 % | -37.1 % | 30.5 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -4.3 % | -0.3 % | -7.6 % | -0.2 % | 10.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3095713-7
VAT IDFI30957137
EU IDFIFPRO.3095713-7
MunicipalityLahti
Current registered entries
2019-10-28VAT-liable for business activity in Tax Administration (VAT Register)
2019-10-28Registered in Tax Administration (Prepayment Register)
2019-10-30Registered in Tax Administration (Tax Administration)
2019-10-30Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Toppinen AlbertToimitusjohtajaSources: 6 · Confidence: 78%
Toppinen AlbertVarsinainen jäsenSources: 3 · Confidence: 78%
Toppinen MarinaVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPlacere Oy
Grade upgradedB1 → A3 · new analysis 2026-10-21
74/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving · 2 consecutive periods
ProfitabilityImproving · 2 consecutive periods
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
766 peersSolvency36%
Below 64% of peers
Profitability63%
Better than 63% of peers
Revenue growth81%
Better than 81% of peers
Supporting factors
- Strong operating profitability
- Coordinated recovery across 3 financial domains
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2174/100 · v0.15
B1 → A3 · +8 points- Revenue: Not enough history → Improving
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Improving
B1
2026-09-1766/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-21
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
65/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2026-02-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Placere Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.