Business profile

Planoy Oy

Planoy Oy's registered office is Kemi. It is a limited company. The company was established on 2016-03-14. It operates in the industry of other engineering design and technical consultancy incidental to building construction.

Business ID 2749892-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2749892-9
Sector
Other engineering design and technical consultancy incidental to building construction
Municipality
Kemi
Company form
Limited company
Registration date
2016-03-14
Business ID registration date
2016-03-01
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Etelärantakatu 19 as. 12, 94100, Kemi

About Planoy Oy

Financial position and key figures for the company.

Planoy Oy's location municipality is Kemi. It is a limited company. The company was established on 2016-03-14. It operates in the industry of other engineering design and technical consultancy incidental to building construction. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +99.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio99.9%
Operating profit (loss)-€4,997+€1,593 (+24.2%) vs previous periodPrevious: -€6,590
Profit (loss) for the financial year-€4,997+€1,582 (+24.0%) vs previous periodPrevious: -€6,579
Assets€53,076-€10,229 (-16.2%) vs previous periodPrevious: €63,305
Balance-sheet contextLatest financial period
Cash and bank€39,462Previous: €51,979
Retained earnings€55,510Previous: €67,129
Equity€53,013Previous: €63,050
Liabilities€63Previous: €255
Current assets€39,956Previous: €52,478
Current liabilities€63Previous: €255
Operating profit (loss) trend2 periods
-€6,590
2024-12-31
-€4,997
2025-12-31
Profit (loss) for the financial year trend2 periods
-€6,579
2024-12-31
-€4,997
2025-12-31
Assets trend2 periods
€63,305
2024-12-31
€53,076
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
99.9 %2024-12-31: 99.6 %
Current ratioGood
100/100 · Improving
627.08x2024-12-31: 204.18x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio99.6 %99.9 %
Current ratio204.18x627.08x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2749892-9
VAT IDFI27498929
EU IDFIFPRO.2749892-9
MunicipalityKemi
Current registered entries
2016-02-24VAT-liable for business activity in Tax Administration (VAT Register)
2016-03-01Registered in Tax Administration (Prepayment Register)
2016-03-14Registered in Patent and Registration Office (Trade Register)
2016-03-15Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodPlanoy Oy
Grade upgradedB1 → A3 · new analysis 2026-10-05
Model score76/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityImproving
Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.
154 peers
Solvency95%
Better than 95% of peers
Liquidity99%
Better than 99% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag147 days after period end
Typical registration lag168 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
A3
2026-10-05 05:4576/100 · v0.14
B1 → A3 · +9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +6 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-05
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskmedium
62/100

Industry context is medium based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

17 register eventsLatest event: 2025-07-08

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Planoy Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.