Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.Business profile
PM Kaluste Oy
PM Kaluste Oy's registered office is Akaa. It is a partnership. The company was established on 2002-07-11. It operates in the industry of joinery installation. In its latest retained statement for 2025-12-31, revenue was €790,165 and operating profit was -€4,601.
Business ID 1771441-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1771441-3
- Sector
- Joinery installation
- Municipality
- Akaa
- Company form
- Partnership
- Registration date
- 2002-07-11
- Business ID registration date
- 2002-06-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Keskuskatu 41, 37830, Akaa
About PM Kaluste Oy
Financial position and key figures for the company.
PM Kaluste Oy's location municipality is Akaa. It is a partnership. The company was established on 2002-07-11. It operates in the industry of joinery installation. In its latest retained statement for 2025-12-31, revenue was €790,165 and operating profit was -€4,601. The latest retained financial statement for 2025-12-31 shows revenue of €790,165 and profit for the financial year of -€16,488. Based on the latest retained statement, revenue growth was +23.7%, operating margin was -0.6%, and equity ratio was +32.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth23.7%
Operating margin-0.6%
Equity ratio32.6%
Balance-sheet contextLatest financial period
Inventory€19,177Previous: €34,199
Cash and bank€58,541Previous: €33,534
Retained earnings€63,748Previous: €72,362
Equity€55,270Previous: €71,758
Liabilities€114,508Previous: €78,837
Current assets€126,537Previous: €131,175
Current liabilities€88,867Previous: €78,837
Revenue trend2 periods
€638,752
2024-12-31
€790,165
2025-12-31
Operating profit (loss) trend2 periods
-€3,541
2024-12-31
-€4,601
2025-12-31
Profit (loss) for the financial year trend2 periods
-€8,614
2024-12-31
-€16,488
2025-12-31
Assets trend2 periods
€150,595
2024-12-31
€169,778
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
41/100 · Declining
Current ratioPassable
29/100 · Improving
Operating profit marginWeak
49/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 47.6 % | 32.5 % |
| Current ratio | 0.86x | 0.87x |
| Operating profit margin | -0.6 % | -0.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1771441-3
VAT IDFI17714413
EU IDFIFPRO.1771441-3
MunicipalityAkaa
Current registered entries
2002-07-11Registered in Patent and Registration Office (Trade Register)
2002-07-16Registered in Tax Administration (Tax Administration)
2002-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2002-08-01Registered in Tax Administration (Prepayment Register)
2006-09-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPM Kaluste Oy
Grade downgradedB1 → B3 · new analysis 2026-09-20
49/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityStable
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
328 peersSolvency35%
Below 65% of peers
Profitability22%
Below 78% of peers
Liquidity60%
Better than 60% of peers
Revenue growth79%
Better than 79% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings111 days after period end
87 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-09-20 19:3849/100 · v0.14
B1 → B3 · -15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1464/100 · v0.14
B1 → B1B1
2026-09-1464/100 · v0.13
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-20
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 24 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
24 register eventsLatest event: 2026-04-21
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
PM Kaluste Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.