Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
PM Ratia Group Oy
PM Ratia Group Oy's registered office is Riihimäki. It is a limited company. The company was established on 2023-10-06. It operates in the industry of floor and wall covering.
Business ID 3394649-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3394649-2
- Sector
- Floor and wall covering
- Municipality
- Riihimäki
- Company form
- Limited company
- Registration date
- 2023-10-06
- Business ID registration date
- 2023-10-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kolehmaisenkatu 23, 11100, Riihimäki
About PM Ratia Group Oy
Financial position and key figures for the company.
PM Ratia Group Oy's location municipality is Riihimäki. It is a limited company. The company was established on 2023-10-06. It operates in the industry of floor and wall covering. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +87.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Equity ratio87.7%
Balance-sheet contextLatest financial period
Cash and bank€4,074Previous: €4,539
Retained earnings€542,029Previous: €543,690
Equity€1,538,494Previous: €1,541,929
Liabilities€216,129Previous: €222,557
Current assets€739,725Previous: €749,587
Current liabilities€216,129Previous: €222,557
Operating profit (loss) trend2 periods
-€1,601
2024-12-31
-€3,413
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,661
2024-12-31
-€3,435
2025-12-31
Assets trend2 periods
€1,764,486
2024-12-31
€1,754,623
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
1/100 · Stable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 87.4 % | 87.7 % |
| Current ratio | 0.02x | 0.02x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3394649-2
EU IDFIFPRO.3394649-2
MunicipalityRiihimäki
Current registered entries
2023-10-06Registered in Tax Administration (Tax Administration)
2023-10-06Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPM Ratia Group Oy
Grade unchangedB3 · new analysis 2026-10-18
49/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
55 peersSolvency73%
Better than 73% of peers
Liquidity15%
Below 85% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings192 days after period end
227 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1849/100 · v0.15
B3 → B3B3
2026-09-30 19:4449/100 · v0.14
B3 → B3 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1541/100 · v0.14
B2 → B3 · -9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
45/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
39/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-09-27
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-31.
This company profile has not been claimed yet
PM Ratia Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.