Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Pohjanmaan Osuuspankki
Pohjanmaan Osuuspankki's registered office is Kauhava. It is a cooperative bank. The company was established on 1926-04-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Business ID 0178886-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0178886-4
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Kauhava
- Company form
- Cooperative bank
- Registration date
- 1926-04-20
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppatie 77 B 3, 62200, Kauhava
Postal address: Päämajantie 9, 62375, Ylihärmä
About Pohjanmaan Osuuspankki
Financial position and key figures for the company.
Pohjanmaan Osuuspankki's location municipality is Kauhava. It is a cooperative bank. The company was established on 1926-04-20. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0178886-4
VAT IDFI01788864
MunicipalityKauhava
Current registered entries
1926-04-20Registered in Patent and Registration Office (Trade Register)
1966-07-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1998-11-06Member of liability group in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPohjanmaan Osuuspankki
Grade unchangedA3 · new analysis 2026-10-18
78/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1878/100 · v0.15
A3 → A3A3
2026-09-3078/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
100/100
The company has about 100 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
46 register eventsLatest event: 2026-07-14
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-16.
This company profile has not been claimed yet
Pohjanmaan Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.