Business profile

Pohjanmaan Rahoitus Oy

Pohjanmaan Rahoitus Oy's registered office is Esbo. It is a limited company. The company was established on 1991-07-10. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €150,323 and operating profit was -€8,847.

Claim profileContact details
Business ID 0852528-2ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
0852528-2
Sector
Business and other management consultancy activities
Municipality
Esbo
Company form
Limited company
Registration date
1991-07-10
Business ID registration date
1991-08-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kiveliöntie 13 A, 02330, Esbo

Phone: +358400783777Source observation

Email: [email protected]Source observation

Website: https://pohjanmaanrahoitus.fiSource observation

People and decision-makers

Aho Harri HeikkiVarsinainen jäsen
Westerberg Kaj JuhaniVarajäsen

About Pohjanmaan Rahoitus Oy

Financial position and key figures for the company.

Pohjanmaan Rahoitus Oy's location municipality is Esbo. It is a limited company. The company was established on 1991-07-10. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €150,323 and operating profit was -€8,847. The latest retained financial statement for 2025-12-31 shows revenue of €150,323 and profit for the financial year of -€19,571. Based on the latest retained statement, revenue growth was -2.9%, operating margin was -5.7%, and equity ratio was +95.7%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-2.9%
Operating margin-5.7%
Equity ratio95.7%
Revenue€150,323-€4,471 (-2.9%) vs previous periodPrevious: €154,794
Operating profit (loss)-€8,847-€85,506 (-111.5%) vs previous periodPrevious: €76,659
Profit (loss) for the financial year-€19,571-€86,905 (-129.1%) vs previous periodPrevious: €67,334
Assets€543,516-€95,487 (-14.9%) vs previous periodPrevious: €639,003
Balance-sheet contextLatest financial period
Profit before taxes-€8,868Previous: €82,067
Employees1Previous: 0
Revenue trend4 periods
€0
2022-12-31
€37,500
2023-12-31
€154,794
2024-12-31
€150,323
2025-12-31
Operating profit (loss) trend4 periods
-€13,139
2022-12-31
€10,370
2023-12-31
€76,659
2024-12-31
-€8,847
2025-12-31
Profit (loss) for the financial year trend4 periods
-€13,147
2022-12-31
€534,284
2023-12-31
€67,334
2024-12-31
-€19,571
2025-12-31
Assets trend4 periods
€30,194
2022-12-31
€576,061
2023-12-31
€639,003
2024-12-31
€543,516
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Improving
95.7 %2024-12-31: 91.5 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginWeak
36/100 · Declining
-5.7 %2024-12-31: 49.5 %
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio99.7 %97.6 %91.5 %95.7 %
Current ratio----
Operating profit margin-27.6 %49.5 %-5.7 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID0852528-2
VAT IDFI08525282
EU IDFIFPRO.0852528-2
MunicipalityEsbo
Current registered entries
1991-07-10Registered in Patent and Registration Office (Trade Register)
1991-08-21Registered in Tax Administration (Tax Administration)
2020-02-21Registered in Tax Administration (Prepayment Register)
2023-10-12VAT-liable for business activity in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Aho Harri HeikkiVarsinainen jäsenSources: 4 · Confidence: 78%
Westerberg Kaj JuhaniVarajäsenSources: 3 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StablePohjanmaan Rahoitus Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score67/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueImproving
ProfitabilityVolatile
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
129 peers
Solvency86%
Better than 86% of peers
Profitability19%
Below 81% of peers
Revenue growth33%
Below 67% of peers
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessments
B1
2026-10-1767/100 · v0.15
B1 → B1 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1
  • Revenue: Improving
  • Profitability: Volatile
  • Solvency: Deteriorating
B1
2026-09-1468/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
72/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 35 years of registry continuity.

Registry and status signalsVakaa
82/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

16 register eventsLatest event: 2026-05-13

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-26.

This company profile has not been claimed yet

Pohjanmaan Rahoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.