Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Pohjois-Savon Tilipalvelut Oy
Pohjois-Savon Tilipalvelut Oy's registered office is Varkaus. It is a limited company. The company was established on 2019-04-11. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2022-06-30, revenue was €210,562 and operating profit was €23,151.
Business ID 2993591-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2993591-8
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Varkaus
- Company form
- Limited company
- Registration date
- 2019-04-11
- Business ID registration date
- 2019-04-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Patavuorentie 4, 78850, Varkaus
About Pohjois-Savon Tilipalvelut Oy
Financial position and key figures for the company.
Pohjois-Savon Tilipalvelut Oy's location municipality is Varkaus. It is a limited company. The company was established on 2019-04-11. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2022-06-30, revenue was €210,562 and operating profit was €23,151. The latest retained financial statement for 2022-06-30 shows revenue of €210,562 and profit for the financial year of €18,605. Based on the latest retained statement, revenue growth was +1.3%, operating margin was +11.0%, and equity ratio was +31.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-06-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth1.3%
Operating margin11.0%
Equity ratio31.2%
Balance-sheet contextLatest financial period
Cash and bank€35,564Previous: €21,325
Retained earnings€4,524Previous: €9,933
Equity€25,629Previous: €7,024
Liabilities€56,583Previous: €54,739
Current assets€45,293Previous: €25,904
Current liabilities€56,583Previous: €54,739
Revenue trend2 periods
€207,820
2021-06-30
€210,562
2022-06-30
Operating profit (loss) trend2 periods
-€3,704
2021-06-30
€23,151
2022-06-30
Profit (loss) for the financial year trend2 periods
-€5,409
2021-06-30
€18,605
2022-06-30
Assets trend2 periods
€61,763
2021-06-30
€82,212
2022-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
39/100 · Improving
Current ratioPassable
21/100 · Improving
Operating profit marginGood
77/100 · Improving
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 |
|---|---|---|
| Equity ratio | 11.4 % | 31.2 % |
| Current ratio | 0.39x | 0.63x |
| Operating profit margin | -1.8 % | 11.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2993591-8
VAT IDFI29935918
EU IDFIFPRO.2993591-8
MunicipalityVarkaus
Current registered entries
2019-04-04VAT-liable for business activity in Tax Administration (VAT Register)
2019-04-04Registered in Tax Administration (Prepayment Register)
2019-04-11Registered in Tax Administration (Tax Administration)
2019-04-11Registered in Patent and Registration Office (Trade Register)
2025-10-21VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPohjois-Savon Tilipalvelut Oy
Grade unchangedA3 · new analysis 2026-10-17
71/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
73 peersSolvency18%
Below 82% of peers
Profitability47%
Close to the peer-group midpoint
Liquidity56%
Better than 56% of peers
Revenue growth42%
Below 58% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings121 days after period end
121 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1771/100 · v0.15
A3 → A3A3
2026-09-22 12:0371/100 · v0.14
B1 → A3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-06-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
64/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-04-28
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2022-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pohjois-Savon Tilipalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.