Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Pohjoiskaarre Oy
Pohjoiskaarre Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-12-17. It operates in the industry of non-scheduled passenger transport by road. In its latest retained statement for 2025-12-31, revenue was €241,115 and operating profit was -€37,722.
Business ID 3103497-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3103497-5
- Sector
- Non-scheduled passenger transport by road
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2019-12-17
- Business ID registration date
- 2019-12-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Postal address: P.O. Box 195, 00251, Helsingfors
About Pohjoiskaarre Oy
Financial position and key figures for the company.
Pohjoiskaarre Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-12-17. It operates in the industry of non-scheduled passenger transport by road. In its latest retained statement for 2025-12-31, revenue was €241,115 and operating profit was -€37,722. The latest retained financial statement for 2025-12-31 shows revenue of €241,115 and profit for the financial year of -€37,719. Based on the latest retained statement, revenue growth was -35.7%, operating margin was -15.6%, and equity ratio was +9.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-35.7%
Operating margin-15.6%
Equity ratio9.5%
Balance-sheet contextLatest financial period
Other operating income€1,759Previous: €2,276
Inventory€24,104Previous: €30,892
Cash and bank€45,677Previous: €34,779
Retained earnings-€8,550Previous: -€45,305
Equity€8,731Previous: €31,450
Liabilities€83,024Previous: €117,501
Current assets€85,837Previous: €141,061
Current liabilities€72,076Previous: €91,553
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
12/100 · Declining
Current ratioPassable
32/100 · Improving
Operating profit marginWeak
11/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3103497-5
VAT IDFI31034975
EU IDFIFPRO.3103497-5
MunicipalityHelsingfors
Current registered entries
2019-12-04VAT-liable for business activity in Tax Administration (VAT Register)
2019-12-17Registered in Patent and Registration Office (Trade Register)
2019-12-18Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPohjoiskaarre Oy
Grade unchangedB3 · new analysis 2026-10-17
40/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
69 peersSolvency25%
Below 75% of peers
Profitability10%
Below 90% of peers
Liquidity78%
Better than 78% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings175 days after period end
175 days after period end
1 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1740/100 · v0.15
B3 → B3B3
2026-09-16 12:3440/100 · v0.14
B2 → B3 · -16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1456/100 · v0.14
B2 → B2B2
2026-09-1456/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
47/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
52/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2025-08-23
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pohjoiskaarre Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.