Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Pohjolan Osuuspankki
Pohjolan Osuuspankki's registered office is Oulu. It is a cooperative bank. The company was established on 1915-09-30. It operates in the industry of other monetary intermediation.
Business ID 0187617-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0187617-8
- Sector
- Other monetary intermediation
- Municipality
- Oulu
- Company form
- Cooperative bank
- Registration date
- 1915-09-30
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: ISOKATU 14, 90100, Oulu
About Pohjolan Osuuspankki
Financial position and key figures for the company.
Pohjolan Osuuspankki's location municipality is Oulu. It is a cooperative bank. The company was established on 1915-09-30. It operates in the industry of other monetary intermediation.
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0187617-8
VAT IDFI01876178
MunicipalityOulu
Current registered entries
1915-09-30Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1979-01-01Registered in Tax Administration (Employer Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2002-07-01Member of liability group in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPohjolan Osuuspankki
Grade unchangedA2 · new analysis 2026-10-18
80/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsA2
2026-10-1880/100 · v0.15
A2 → A2A2
2026-10-1780/100 · v0.14
A2 → A2A2
2026-10-1580/100 · v0.14
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
87/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
100/100
The company has about 111 years of registry continuity.
Registry and status signalsErittäin vahva
92/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
93 register eventsLatest event: 2026-10-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-14.
This company profile has not been claimed yet
Pohjolan Osuuspankki shows public core facts. A company representative can claim the profile, update public information, and access owner tools.