Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Pohjolan Tilapalvelut Oy
Pohjolan Tilapalvelut Oy's registered office is Kerava. It is a limited company. The company was established on 2014-10-15. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-08-31, revenue was €125,673 and operating profit was €15,041.
Business ID 2644321-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2644321-3
- Sector
- Operating of own or leased dwellings and residential real estate
- Municipality
- Kerava
- Company form
- Limited company
- Registration date
- 2014-10-15
- Business ID registration date
- 2014-09-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksis Kiven tie 57, 04200, Kerava
Website: https://www.pohjolantilapalvelut.fiSource observation
About Pohjolan Tilapalvelut Oy
Financial position and key figures for the company.
Pohjolan Tilapalvelut Oy's location municipality is Kerava. It is a limited company. The company was established on 2014-10-15. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-08-31, revenue was €125,673 and operating profit was €15,041. The latest retained financial statement for 2025-08-31 shows revenue of €125,673 and profit for the financial year of €13,171. Based on the latest retained statement, revenue growth was -11.3%, operating margin was +12.0%, and equity ratio was +20.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-11.3%
Operating margin12.0%
Equity ratio20.5%
Balance-sheet contextLatest financial period
Other operating income€39,726Previous: €25,244
Cash and bank€2,231Previous: €3,202
Advances received€541Previous: €0
Retained earnings-€68,427Previous: -€4,720
Equity€87,244Previous: €234,073
Liabilities€337,347Previous: €327,501
Current assets€8,820Previous: €7,071
Current liabilities€303,864Previous: €260,786
Revenue trend2 periods
€141,635
2024-08-31
€125,673
2025-08-31
Operating profit (loss) trend2 periods
-€60,741
2024-08-31
€15,041
2025-08-31
Profit (loss) for the financial year trend2 periods
-€63,707
2024-08-31
€13,171
2025-08-31
Assets trend2 periods
€561,574
2024-08-31
€424,591
2025-08-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
26/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginSatisfactory
73/100 · Improving
Ratio history
| Ratio | 2024-08-31 | 2025-08-31 |
|---|---|---|
| Equity ratio | 41.7 % | 20.6 % |
| Current ratio | 0.01x | 0.01x |
| Operating profit margin | -36.4 % | 9.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2644321-3
VAT IDFI26443213
EU IDFIFPRO.2644321-3
MunicipalityKerava
Current registered entries
2014-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2014-10-01Registered in Tax Administration (Prepayment Register)
2014-10-15Registered in Tax Administration (Tax Administration)
2014-10-15Registered in Patent and Registration Office (Trade Register)
2021-05-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePohjolan Tilapalvelut Oy
Grade unchangedB1 · new analysis 2026-10-17
60/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsProfitabilityImproving
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
50 peersSolvency24%
Below 76% of peers
Profitability32%
Below 68% of peers
Liquidity25%
Below 75% of peers
Revenue growth18%
Below 82% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings193 days after period end
179 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1760/100 · v0.15
B1 → B1B1
2026-09-16 20:3060/100 · v0.14
A3 → B1 · -13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1473/100 · v0.14
A3 → A3A3
2026-09-1473/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
26 register eventsLatest event: 2026-03-12
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pohjolan Tilapalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.