Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Polar-Automaalaus Oy
Polar-Automaalaus Oy's registered office is Tornio. It is a limited partnership. The company was established on 1986-08-07. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €1,241,399 and operating profit was €68,890.
Business ID 0670945-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0670945-9
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Tornio
- Company form
- Limited partnership
- Registration date
- 1986-08-07
- Business ID registration date
- 1987-10-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: VANHA PIRKKIÖNTIE 6, 95470, Tornio
About Polar-Automaalaus Oy
Financial position and key figures for the company.
Polar-Automaalaus Oy's location municipality is Tornio. It is a limited partnership. The company was established on 1986-08-07. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €1,241,399 and operating profit was €68,890. The latest retained financial statement for 2025-12-31 shows revenue of €1,241,399 and profit for the financial year of €39,138. Based on the latest retained statement, revenue growth was -2.0%, operating margin was +5.5%, and equity ratio was +57.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-2.0%
Operating margin5.5%
Equity ratio57.1%
Balance-sheet contextLatest financial period
Other operating income€9,063Previous: €38,961
Inventory€36,414Previous: €42,393
Cash and bank€164,857Previous: €283,568
Advances received€968Previous: €0
Retained earnings€660,603Previous: €605,419
Equity€707,741Previous: €726,742
Liabilities€531,166Previous: €590,715
Current assets€396,016Previous: €411,610
Current liabilities€165,296Previous: €169,558
Revenue trend2 periods
€1,266,238
2024-12-31
€1,241,399
2025-12-31
Operating profit (loss) trend2 periods
€174,802
2024-12-31
€68,890
2025-12-31
Profit (loss) for the financial year trend2 periods
€113,323
2024-12-31
€39,138
2025-12-31
Assets trend2 periods
€1,317,457
2024-12-31
€1,238,907
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
71/100 · Improving
Current ratioSatisfactory
41/100 · Declining
Operating profit marginSatisfactory
64/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 55.2 % | 57.2 % |
| Current ratio | 1.92x | 1.22x |
| Operating profit margin | 13.4 % | 5.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0670945-9
VAT IDFI06709459
EU IDFIFPRO.0670945-9
MunicipalityTornio
Current registered entries
1986-08-07Registered in Patent and Registration Office (Trade Register)
1987-10-13Registered in Tax Administration (Tax Administration)
1988-01-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPolar-Automaalaus Oy
Grade unchangedA3 · new analysis 2026-10-17
77/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
SolvencyStable
Same industryDescriptive comparison – does not change the model score.
95 peersSolvency61%
Better than 61% of peers
Profitability65%
Better than 65% of peers
Liquidity69%
Better than 69% of peers
Revenue growth34%
Below 66% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings143 days after period end
178 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1777/100 · v0.15
A3 → A3A3
2026-09-17 15:0277/100 · v0.14
A3 → A3 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1473/100 · v0.14
A3 → A3A3
2026-09-1473/100 · v0.13
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 40 years of registry continuity.
Registry and status signalsErittäin vahva
94/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
26 register eventsLatest event: 2026-05-23
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Polar-Automaalaus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.