Business profile

Polarmonks Oy

Polarmonks Oy's registered office is Kotka. It is a limited company. The company was established on 2020-08-18. It operates in the industry of computer programming activities.

Claim profileContact details
Business ID 3151822-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3151822-4
Sector
Computer programming activities
Municipality
Kotka
Company form
Limited company
Registration date
2020-08-18
Business ID registration date
2020-08-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Lavanrinne 15, 48310, Kotka

About Polarmonks Oy

Financial position and key figures for the company.

Polarmonks Oy's location municipality is Kotka. It is a limited company. The company was established on 2020-08-18. It operates in the industry of computer programming activities. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +48.2%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Equity ratio48.2%
Operating profit (loss)-€2,724+€1,874 (+40.8%) vs previous periodPrevious: -€4,597
Profit (loss) for the financial year-€2,723+€1,874 (+40.8%) vs previous periodPrevious: -€4,597
Assets€1,450-€2,341 (-61.8%) vs previous periodPrevious: €3,791
Balance-sheet contextLatest financial period
Cash and bank€464Previous: €2,469
Retained earnings-€16,578Previous: -€11,981
Equity€699Previous: €3,422
Liabilities€751Previous: €369
Current assets€1,450Previous: €3,791
Current liabilities€751Previous: €369
Operating profit (loss) trend2 periods
-€4,597
2024-12-31
-€2,724
2025-12-31
Profit (loss) for the financial year trend2 periods
-€4,597
2024-12-31
-€2,723
2025-12-31
Assets trend2 periods
€3,791
2024-12-31
€1,450
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioSatisfactory
60/100 · Declining
48.2 %2024-12-31: 90.3 %
Current ratioPassable
21/100 · Declining
0.62x2024-12-31: 6.69x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Ratio history
Ratio2024-12-312025-12-31
Equity ratio90.3 %48.2 %
Current ratio6.69x0.62x
Operating profit margin--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3151822-4
VAT IDFI31518224
EU IDFIFPRO.3151822-4
MunicipalityKotka
Current registered entries
2020-08-13VAT-liable for business activity in Tax Administration (VAT Register)
2020-08-13Registered in Tax Administration (Prepayment Register)
2020-08-18Registered in Tax Administration (Tax Administration)
2020-08-18Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorPolarmonks Oy
Grade unchangedB3 · new analysis 2026-10-17
Model score49/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
202 peers
Solvency40%
Below 60% of peers
Liquidity58%
Better than 58% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag121 days after period end
Typical registration lag149 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Losses in the latest and previous available periods
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1749/100 · v0.15
B3 → B3
B3
2026-09-28 14:4349/100 · v0.14
B2 → B3 · -6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1555/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
49/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsRajallinen
54/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-05-01

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Polarmonks Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.