Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Polku Luo Oy
Polku Luo Oy's registered office is Tampere. It is a limited company. The company was established on 2020-07-23. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €83,356 and operating profit was €12,521.
Business ID 3145740-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3145740-9
- Sector
- Other human health activities n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2020-07-23
- Business ID registration date
- 2020-07-03
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Puutarhakatu 16 C, 33210, Tampere
Website: https://www.polkuluo.fiSource observation
About Polku Luo Oy
Financial position and key figures for the company.
Polku Luo Oy's location municipality is Tampere. It is a limited company. The company was established on 2020-07-23. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €83,356 and operating profit was €12,521. The latest retained financial statement for 2025-12-31 shows revenue of €83,356 and profit for the financial year of €9,977. Based on the latest retained statement, revenue growth was -6.1%, operating margin was +15.0%, and equity ratio was +91.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-6.1%
Operating margin15.0%
Equity ratio91.5%
Balance-sheet contextLatest financial period
Other operating income€6,157Previous: €4,611
Cash and bank€18,105Previous: €20,122
Retained earnings€35,153Previous: €25,657
Equity€77,259Previous: €73,133
Liabilities€7,159Previous: €10,673
Current assets€29,758Previous: €28,282
Current liabilities€7,159Previous: €10,673
Revenue trend2 periods
€88,744
2024-12-31
€83,356
2025-12-31
Operating profit (loss) trend2 periods
€20,078
2024-12-31
€12,521
2025-12-31
Profit (loss) for the financial year trend2 periods
€15,346
2024-12-31
€9,977
2025-12-31
Assets trend2 periods
€83,806
2024-12-31
€84,419
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
84/100 · Improving
Operating profit marginGood
85/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 87.3 % | 91.5 % |
| Current ratio | 1.89x | 2.53x |
| Operating profit margin | 21.5 % | 14.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3145740-9
EU IDFIFPRO.3145740-9
MunicipalityTampere
Current registered entries
2020-07-23Registered in Tax Administration (Prepayment Register)
2020-07-23Registered in Tax Administration (Tax Administration)
2020-07-23Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPolku Luo Oy
Grade unchangedA2 · new analysis 2026-10-18
83/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueStable
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
35 peersSolvency49%
Close to the peer-group midpoint
Profitability57%
Better than 57% of peers
Liquidity60%
Better than 60% of peers
Revenue growth49%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings59 days after period end
82 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1883/100 · v0.15
A2 → A2A2
2026-09-26 12:4183/100 · v0.14
B1 → A2 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
59/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
26 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-02-28
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Polku Luo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.