Risk grade updatedRisk gradeEvidence verified
20 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Polvijärven yrityspalvelu Oy
Polvijärven yrityspalvelu Oy's registered office is Polvijärvi. It is a limited company. The company was established on 1991-06-19. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €208,458 and operating profit was -€32,356.
Business ID 0852869-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0852869-4
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Polvijärvi
- Company form
- Limited company
- Registration date
- 1991-06-19
- Business ID registration date
- 1991-08-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: POLVIJÄRVENTIE 18, 83700, Polvijärvi
Postal address: P.O. Box 6, 83701, Polvijärvi
Phone: +358401046000Source observation
People and decision-makers
Hopponen Tommi KaleviToimitusjohtaja
About Polvijärven yrityspalvelu Oy
Financial position and key figures for the company.
Polvijärven yrityspalvelu Oy's location municipality is Polvijärvi. It is a limited company. The company was established on 1991-06-19. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €208,458 and operating profit was -€32,356. The latest retained financial statement for 2025-12-31 shows revenue of €208,458 and profit for the financial year of -€32,338. Based on the latest retained statement, revenue growth was +24.0%, operating margin was -15.5%, and equity ratio was +92.8%.
Auxiliary business names
Public alternate names materialized from source observations.
Polvijärven Leopardikivi
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth24.0%
Operating margin-15.5%
Equity ratio92.8%
Revenue€208,458+€40,361 (+24.0%) vs previous periodPrevious: €168,097
Operating profit (loss)-€32,356+€689 (+2.1%) vs previous periodPrevious: -€33,045
Profit (loss) for the financial year-€32,338+€576 (+1.8%) vs previous periodPrevious: -€32,914
Assets€1,687,589-€24,907 (-1.5%) vs previous periodPrevious: €1,712,496
Balance-sheet contextLatest financial period
Profit before taxes-€32,338Previous: -€32,914
Employees12Previous: No comparison value
Revenue trend4 periods
€128,466
2022-12-31
€155,609
2023-12-31
€168,097
2024-12-31
€208,458
2025-12-31
Operating profit (loss) trend4 periods
-€37,037
2022-12-31
-€37,037
2023-12-31
-€33,045
2024-12-31
-€32,356
2025-12-31
Profit (loss) for the financial year trend4 periods
-€37,041
2022-12-31
-€25,132
2023-12-31
-€32,914
2024-12-31
-€32,338
2025-12-31
Assets trend4 periods
€1,660,228
2022-12-31
€1,639,699
2023-12-31
€1,712,496
2024-12-31
€1,687,589
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
11/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 99.8 % | 99.5 % | 93.3 % | 92.8 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -28.8 % | -21.4 % | -19.7 % | -15.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0852869-4
VAT IDFI08528694
EU IDFIFPRO.0852869-4
MunicipalityPolvijärvi
Current registered entries
1991-06-19Registered in Patent and Registration Office (Trade Register)
1991-08-23Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
1995-09-12VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2000-07-01VAT-liable for business activity in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Hopponen Tommi KaleviToimitusjohtajaSources: 5 · Confidence: 78%
Leminen Urpo TapaniPuheenjohtajaSources: 5 · Confidence: 78%
Tanskanen Raili Maija PirkettaVarsinainen jäsenSources: 3 · Confidence: 78%
Valling Simo Antti PetteriVarsinainen jäsenSources: 3 · Confidence: 78%
Reijonen Iiro TapioVarsinainen jäsenSources: 4 · Confidence: 78%
Mustonen Tiina MaaritVarsinainen jäsenSources: 4 · Confidence: 78%
Mutanen Jukka AnteroVarajäsenSources: 3 · Confidence: 78%
Kuronen Riitta AnitaVarajäsenSources: 2 · Confidence: 78%
Rantanen Elisa MaaritVarajäsenSources: 2 · Confidence: 78%
Yletyinen Timo TapaniVarajäsenSources: 2 · Confidence: 78%
Laine Jari-PekkaVarajäsenSources: 2 · Confidence: 78%
Lauri NikkinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPolvijärven yrityspalvelu Oy
Grade unchangedA3 · new analysis 2026-10-20
71/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueImproving
ProfitabilityImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
84 peersSolvency85%
Better than 85% of peers
Profitability10%
Below 90% of peers
Revenue growth82%
Better than 82% of peers
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-2071/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2272/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-20
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 35 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-08-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Polvijärven yrityspalvelu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.