Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
PolviSet Oy
PolviSet Oy's registered office is Kajaani. It is a limited company. The company was established on 2023-02-24. It operates in the industry of retail sale of clothing without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €7,102 and operating profit was €350.
Business ID 3345017-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3345017-1
- Sector
- Retail sale of clothing without specialisation on any specific product group
- Municipality
- Kajaani
- Company form
- Limited company
- Registration date
- 2023-02-24
- Business ID registration date
- 2023-02-13
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Viertokatu 14, 87150, Kajaani
About PolviSet Oy
Financial position and key figures for the company.
PolviSet Oy's location municipality is Kajaani. It is a limited company. The company was established on 2023-02-24. It operates in the industry of retail sale of clothing without specialisation on any specific product group. In its latest retained statement for 2025-12-31, revenue was €7,102 and operating profit was €350. The latest retained financial statement for 2025-12-31 shows revenue of €7,102 and profit for the financial year of €350. Based on the latest retained statement, revenue growth was -18.6%, operating margin was +4.9%, and equity ratio was -111.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-18.6%
Operating margin4.9%
Equity ratio-111.4%
Balance-sheet contextLatest financial period
Other operating income€199Previous: €64
Inventory€1,463Previous: €954
Cash and bank€2,179Previous: €1,218
Retained earnings-€5,229Previous: -€3,182
Equity-€4,880Previous: -€5,229
Liabilities€9,261Previous: €7,601
Current assets€4,381Previous: €2,372
Current liabilities€125Previous: €98
Revenue trend2 periods
€8,725
2024-12-31
€7,102
2025-12-31
Operating profit (loss) trend2 periods
-€2,047
2024-12-31
€350
2025-12-31
Profit (loss) for the financial year trend2 periods
-€2,047
2024-12-31
€350
2025-12-31
Assets trend2 periods
€2,372
2024-12-31
€4,381
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
62/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -220.5 % | -111.4 % |
| Current ratio | 22.07x | 29.13x |
| Operating profit margin | -23.3 % | 4.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3345017-1
VAT IDFI33450171
EU IDFIFPRO.3345017-1
MunicipalityKajaani
Current registered entries
2023-02-13VAT-liable for business activity in Tax Administration (VAT Register)
2023-02-13Registered in Tax Administration (Prepayment Register)
2023-02-24Registered in Tax Administration (Tax Administration)
2023-02-24Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorPolviSet Oy
Grade unchangedB3 · new analysis 2026-09-26
43/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
281 peersSolvency10%
Below 90% of peers
Profitability55%
Better than 55% of peers
Liquidity95%
Better than 95% of peers
Revenue growth26%
Below 74% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings58 days after period end
58 days after period end
3 consecutive periods
Supporting factors
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB3
2026-09-26 16:3243/100 · v0.14
B3 → B3 · -5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1548/100 · v0.14
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1452/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-26
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
48/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-27
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
PolviSet Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.