Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Porvari Group Oy
Porvari Group Oy's registered office is Heinola Kk. It is a limited company. The company was established on 2018-03-31. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-07-31, revenue was €141,568 and operating profit was -€47,850.
Business ID 2860048-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2860048-9
- Sector
- Buying and selling of own real estate
- Municipality
- Heinola Kk
- Company form
- Limited company
- Registration date
- 2018-03-31
- Business ID registration date
- 2017-09-29
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalemontie 3, 18300, Heinola Kk
Phone: +358407544487Source observation
Email: [email protected]Source observation
Website: https://www.rakennusyhtymaporvari.fiSource observation
People and decision-makers
Porvari Olli KaleviToimitusjohtaja
About Porvari Group Oy
Financial position and key figures for the company.
Porvari Group Oy's location municipality is Heinola Kk. It is a limited company. The company was established on 2018-03-31. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-07-31, revenue was €141,568 and operating profit was -€47,850. The latest retained financial statement for 2025-07-31 shows revenue of €141,568 and profit for the financial year of -€51,371. Based on the latest retained statement, revenue growth was +5.3%, operating margin was -33.8%, and equity ratio was +86.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
4
2
Combined source
Derived indicators
Revenue growth5.3%
Operating margin-33.8%
Equity ratio86.3%
Balance-sheet contextLatest financial period
Inventory€532,514Previous: €602,533
Cash and bank€20,618Previous: €12,129
Advances received€2,058Previous: €3,006
Retained earnings€1,278,780Previous: €1,422,032
Profit before taxes-€51,371Previous: -€143,252
Equity€1,229,909Previous: €1,281,280
Liabilities€194,564Previous: €201,692
Current assets€968,733Previous: €1,027,152
Current liabilities€24,529Previous: €201,147
Employees2Previous: No comparison value
Revenue trend4 periods
€194,202
2022-07-31
€438,415
2023-07-31
€134,506
2024-07-31
€141,568
2025-07-31
Operating profit (loss) trend3 periods
€30,819
2023-07-31
-€137,909
2024-07-31
-€47,850
2025-07-31
Profit (loss) for the financial year trend4 periods
€32,189
2022-07-31
€23,672
2023-07-31
-€143,252
2024-07-31
-€51,371
2025-07-31
Assets trend4 periods
€1,886,524
2022-07-31
€1,650,747
2023-07-31
€1,482,972
2024-07-31
€1,424,473
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Improving
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2022-07-31 | 2023-07-31 | 2024-07-31 | 2025-07-31 |
|---|---|---|---|---|
| Equity ratio | 79.6 % | 87.9 % | 86.4 % | 86.3 % |
| Current ratio | - | - | 3.06x | 22.55x |
| Operating profit margin | - | 7.0 % | -102.5 % | -33.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2860048-9
VAT IDFI28600489
EU IDFIFPRO.2860048-9
MunicipalityHeinola Kk
Current registered entries
2018-03-31Registered in Patent and Registration Office (Trade Register)
2018-04-01Registered in Tax Administration (Employer Register)
2018-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2018-04-01Registered in Tax Administration (Prepayment Register)
2018-04-06Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Porvari Olli KaleviToimitusjohtajaSources: 5 · Confidence: 78%
Salmi Heini KristiinaPuheenjohtajaSources: 5 · Confidence: 78%
Tipunen Maiju TuuliaVarsinainen jäsenSources: 4 · Confidence: 78%
Porvari Olli KaleviVarsinainen jäsenSources: 2 · Confidence: 78%
Harjula Anne-Mari KatariinaTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePorvari Group Oy
Grade unchangedB1 · new analysis 2026-10-18
67/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyStable
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
84 peersSolvency79%
Better than 79% of peers
Profitability1%
Below 99% of peers
Liquidity96%
Better than 96% of peers
Revenue growth69%
Better than 69% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings170 days after period end
168 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1867/100 · v0.15
B1 → B1B1
2026-10-16 09:2867/100 · v0.14
B1 → B1 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B1 → B1- Revenue: Deteriorating
- Profitability: Volatile
- Solvency: Stable
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
70/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-01-17
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Porvari Group Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.