Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Pos and Pack Oy
Pos and Pack Oy's registered office is Naantali. It is a limited company. The company was established on 2024-03-10. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-02-28, revenue was €18,359 and operating profit was €1,729.
Business ID 3430275-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3430275-2
- Sector
- Business and other management consultancy activities
- Municipality
- Naantali
- Company form
- Limited company
- Registration date
- 2024-03-10
- Business ID registration date
- 2024-02-26
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kurkelankatu 3 A 20, 21100, Naantali
Website: https://posandpack.fiSource observation
About Pos and Pack Oy
Financial position and key figures for the company.
Pos and Pack Oy's location municipality is Naantali. It is a limited company. The company was established on 2024-03-10. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2026-02-28, revenue was €18,359 and operating profit was €1,729. The latest retained financial statement for 2026-02-28 shows revenue of €18,359 and profit for the financial year of €1,524. Based on the latest retained statement, revenue growth was -67.0%, operating margin was +9.4%, and equity ratio was +44.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-02-28
0
0
Enriched source observation
Derived indicators
Revenue growth-67.0%
Operating margin9.4%
Equity ratio44.1%
Revenue€18,359-€37,291 (-67.0%) vs previous periodPrevious: €55,650
Operating profit (loss)€1,729+€659 (+61.5%) vs previous periodPrevious: €1,071
Profit (loss) for the financial year€1,524+€700 (+85.0%) vs previous periodPrevious: €824
Assets€5,331+€3,653 (+217.7%) vs previous periodPrevious: €1,678
Balance-sheet contextLatest financial period
Profit before taxes€1,729Previous: €1,072
Employees2Previous: No comparison value
Revenue trend2 periods
€55,650
2025-02-28
€18,359
2026-02-28
Operating profit (loss) trend2 periods
€1,071
2025-02-28
€1,729
2026-02-28
Profit (loss) for the financial year trend2 periods
€824
2025-02-28
€1,524
2026-02-28
Assets trend2 periods
€1,678
2025-02-28
€5,331
2026-02-28
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
55/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
74/100 · Improving
Ratio history
| Ratio | 2025-02-28 | 2026-02-28 |
|---|---|---|
| Equity ratio | 49.1 % | 44.1 % |
| Current ratio | - | - |
| Operating profit margin | 1.9 % | 9.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3430275-2
VAT IDFI34302752
EU IDFIFPRO.3430275-2
MunicipalityNaantali
Current registered entries
2024-02-26VAT-liable for business activity in Tax Administration (VAT Register)
2024-02-26Registered in Tax Administration (Prepayment Register)
2024-03-10Registered in Patent and Registration Office (Trade Register)
2024-03-11Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePos and Pack Oy
Grade upgradedB3 → B1 · new analysis 2026-10-17
60/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsProfitabilityImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
92 peersSolvency43%
Below 57% of peers
Profitability50%
Close to the peer-group midpoint
Revenue growth5%
Below 95% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1760/100 · v0.15
B3 → B1 · +11 points- Revenue: Not enough history → Deteriorating
- Profitability: Not enough history → Improving
- Solvency: Not enough history → Deteriorating
B3
2026-09-2849/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
72/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-07-05
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.
This company profile has not been claimed yet
Pos and Pack Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.