Business profile

PP-Expert Oy

PP-Expert Oy's registered office is Helsingfors. It is a limited company. The company was established on 2019-08-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €66,041 and operating profit was -€22,583.

Business ID 3018120-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3018120-1
Sector
Construction of residential and non-residential buildings
Municipality
Helsingfors
Company form
Limited company
Registration date
2019-08-15
Business ID registration date
2019-08-14
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Särkiniementie 3b A 28, 00210, Helsingfors

Website: https://www.pp-expert.fiSource observation

About PP-Expert Oy

Financial position and key figures for the company.

PP-Expert Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2019-08-15. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €66,041 and operating profit was -€22,583. The latest retained financial statement for 2025-12-31 shows revenue of €66,041 and profit for the financial year of -€22,579. Based on the latest retained statement, revenue growth was -43.4%, operating margin was -34.2%, and equity ratio was +89.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods6
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-43.4%
Operating margin-34.2%
Equity ratio89.5%
Balance-sheet contextLatest financial period
Inventory€0Previous: €822
Cash and bank€34,890Previous: €62,180
Retained earnings€74,183Previous: €67,154
Equity€51,603Previous: €80,583
Liabilities€6,030Previous: €10,590
Current assets€38,313Previous: €65,412
Current liabilities€6,030Previous: €10,590
Revenue trend2 periods
€116,671
2024-12-31
€66,041
2025-12-31
Operating profit (loss) trend2 periods
€13,849
2024-12-31
-€22,583
2025-12-31
Profit (loss) for the financial year trend2 periods
€13,429
2024-12-31
-€22,579
2025-12-31
Assets trend2 periods
€91,173
2024-12-31
€57,634
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
89.5 %2024-12-31: 88.4 %
Current ratioGood
100/100 · Declining
5.79x2024-12-31: 5.95x
Operating profit marginWeak
0/100 · Declining
-34.2 %2024-12-31: 11.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio88.4 %89.5 %
Current ratio5.95x5.79x
Operating profit margin11.9 %-34.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3018120-1
VAT IDFI30181201
EU IDFIFPRO.3018120-1
MunicipalityHelsingfors
Current registered entries
2019-08-14VAT-liable for business activity in Tax Administration (VAT Register)
2019-08-14Registered in Tax Administration (Prepayment Register)
2019-08-15Registered in Tax Administration (Tax Administration)
2019-08-15Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryPP-Expert Oy
Grade unchangedB2 · new analysis 2026-09-26
Model score56/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityStable
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
458 peers
Solvency76%
Better than 76% of peers
Profitability16%
Below 84% of peers
Liquidity88%
Better than 88% of peers
Revenue growth18%
Below 82% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag114 days after period end
Typical registration lag91 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B2
2026-09-26 01:4256/100 · v0.14
B2 → B2 · +4 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-09-26
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
64/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

11 register eventsLatest event: 2026-04-24

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

PP-Expert Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.