Business profile

PR Insurance Oy

PR Insurance Oy's registered office is Oulu. It is a limited company. The company was established on 2023-04-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €307,719 and operating profit was €231,745.

Claim profileContact details
Business ID 3356800-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3356800-6
Sector
Activities of insurance agents and brokers
Municipality
Oulu
Company form
Limited company
Registration date
2023-04-08
Business ID registration date
2023-04-05
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kauppurienkatu 8 A, 90100, Oulu

Postal address: Linnavoudintie 7 B 6, 90450, Kempele

About PR Insurance Oy

Financial position and key figures for the company.

PR Insurance Oy's location municipality is Oulu. It is a limited company. The company was established on 2023-04-08. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €307,719 and operating profit was €231,745. The latest retained financial statement for 2025-12-31 shows revenue of €307,719 and profit for the financial year of €184,833. Based on the latest retained statement, revenue growth was +171.2%, operating margin was +75.3%, and equity ratio was +82.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth171.2%
Operating margin75.3%
Equity ratio82.7%
Revenue€307,719+€194,262 (+171.2%) vs previous periodPrevious: €113,456
Operating profit (loss)€231,745+€181,892 (+364.9%) vs previous periodPrevious: €49,852
Profit (loss) for the financial year€184,833+€144,837 (+362.1%) vs previous periodPrevious: €39,996
Assets€281,249+€214,450 (+321.0%) vs previous periodPrevious: €66,799
Balance-sheet contextLatest financial period
Cash and bank€114,206Previous: €18,035
Retained earnings€47,649Previous: €11,753
Equity€232,483Previous: €51,749
Liabilities€48,767Previous: €15,050
Current assets€281,249Previous: €66,799
Current liabilities€48,767Previous: €15,050
Revenue trend2 periods
€113,456
2024-12-31
€307,719
2025-12-31
Operating profit (loss) trend2 periods
€49,852
2024-12-31
€231,745
2025-12-31
Profit (loss) for the financial year trend2 periods
€39,996
2024-12-31
€184,833
2025-12-31
Assets trend2 periods
€66,799
2024-12-31
€281,249
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
82.7 %2024-12-31: 77.5 %
Current ratioGood
78/100 · Improving
2.34x2024-12-31: 1.20x
Operating profit marginGood
100/100 · Improving
75.3 %2024-12-31: 43.9 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio77.5 %82.7 %
Current ratio1.20x2.34x
Operating profit margin43.9 %75.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3356800-6
EU IDFIFPRO.3356800-6
MunicipalityOulu
Current registered entries
2023-04-05Registered in Tax Administration (Prepayment Register)
2023-04-08Registered in Patent and Registration Office (Trade Register)
2023-04-11Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodPR Insurance Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
3 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
78 peers
Solvency49%
Close to the peer-group midpoint
Profitability91%
Better than 91% of peers
Liquidity61%
Better than 61% of peers
Revenue growth92%
Better than 92% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag55 days after period end
Typical registration lag69 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1884/100 · v0.15
A2 → A2
A2
2026-10-02 11:1084/100 · v0.14
B2 → A2 · +27 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2 · +1 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1456/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
42/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-02-24

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

PR Insurance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.