Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Premico Asuntorahasto Laina I Ky
Premico Asuntorahasto Laina I Ky's registered office is Helsingfors. It is a limited partnership. The company was established on 2016-10-06. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €249,560 and operating profit was €241,428.
Business ID 2785188-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2785188-4
- Sector
- Buying and selling of own real estate
- Municipality
- Helsingfors
- Company form
- Limited partnership
- Registration date
- 2016-10-06
- Business ID registration date
- 2016-09-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksanterinkatu 11, 00100, Helsingfors
Phone: +358290075050Source observation
Email: [email protected]Source observation
Website: https://www.premico.fiSource observation
Instagram profile: https://www.instagram.com/premicogroupSource: company website
Linkedin profile: https://www.linkedin.com/company/premicoSource: company website
People and decision-makers
Sami KieheläToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Samuel Tuomolajohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Rami Sinnelä Talousjohtaja
Phone: Phone available for logged-in usersSource: company website
Rami Sinnelä TalousjohtajaDecision-maker
Phone: Phone available for logged-in usersSource: company website
Sami Kiehelä ToimitusjohtajaDecision-maker
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Premico Asuntorahasto Laina I Ky
Financial position and key figures for the company.
Premico Asuntorahasto Laina I Ky's location municipality is Helsingfors. It is a limited partnership. The company was established on 2016-10-06. It operates in the industry of buying and selling of own real estate. In its latest retained statement for 2025-12-31, revenue was €249,560 and operating profit was €241,428. The latest retained financial statement for 2025-12-31 shows revenue of €249,560 and profit for the financial year of €0. Based on the latest retained statement, revenue growth was -22.2%, operating margin was +96.7%, and equity ratio was +0.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-22.2%
Operating margin96.7%
Equity ratio0.0%
Revenue€249,560-€71,167 (-22.2%) vs previous periodPrevious: €320,727
Operating profit (loss)€241,428-€72,814 (-23.2%) vs previous periodPrevious: €314,242
Profit (loss) for the financial year€0+€0 vs previous periodPrevious: €0
Assets€8,270,282-€69,341 (-0.8%) vs previous periodPrevious: €8,339,624
Balance-sheet contextLatest financial period
Profit before taxes€0Previous: €0
Revenue trend5 periods
€327,600
2021-12-31
€320,727
2022-12-31
€322,967
2023-12-31
€320,727
2024-12-31
€249,560
2025-12-31
Operating profit (loss) trend5 periods
€324,511
2021-12-31
€316,403
2022-12-31
€318,387
2023-12-31
€314,242
2024-12-31
€241,428
2025-12-31
Profit (loss) for the financial year trend5 periods
€0
2021-12-31
€4,000
2022-12-31
€2,240
2023-12-31
€0
2024-12-31
€0
2025-12-31
Assets trend5 periods
€8,519,103
2021-12-31
€8,340,932
2022-12-31
€8,339,638
2023-12-31
€8,339,624
2024-12-31
€8,270,282
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Stable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 0.0 % | 0.1 % | 0.0 % | 0.0 % | 0.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 99.1 % | 98.7 % | 98.6 % | 98.0 % | 96.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2785188-4
MunicipalityHelsingfors
Current registered entries
2016-09-30Registered in Tax Administration (Prepayment Register)
2016-10-06Registered in Patent and Registration Office (Trade Register)
2016-10-07Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryPremico Asuntorahasto Laina I Ky
Grade unchangedB2 · new analysis 2026-10-19
56/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityStable
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
57 peersSolvency7%
Below 93% of peers
Profitability100%
Better than 100% of peers
Revenue growth9%
Below 91% of peers
Supporting factors
- Strong operating profitability
- Active registered status
- Long registry continuity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB2
2026-10-1956/100 · v0.15
B2 → B2 · +3 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
- New supporting factor: Long registry continuity.
B2
2026-09-2753/100 · v0.14
Oldest retained automatic assessment in this comparisonB2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
53/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-05-14
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Premico Asuntorahasto Laina I Ky shows public core facts. A company representative can claim the profile, update public information, and access owner tools.