Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Prima Talo Oy
Prima Talo Oy's registered office is Lahti. It is a limited company. The company was established on 2007-08-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €164,839 and operating profit was -€1,665.
Business ID 2128575-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2128575-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2007-08-03
- Business ID registration date
- 2007-07-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kimokatu 11, 15680, Lahti
About Prima Talo Oy
Financial position and key figures for the company.
Prima Talo Oy's location municipality is Lahti. It is a limited company. The company was established on 2007-08-03. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €164,839 and operating profit was -€1,665. The latest retained financial statement for 2025-09-30 shows revenue of €164,839 and profit for the financial year of -€2,743. Based on the latest retained statement, revenue growth was -18.7%, operating margin was -1.0%, and equity ratio was -99.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-18.7%
Operating margin-1.0%
Equity ratio-99.1%
Balance-sheet contextLatest financial period
Cash and bank€4,404Previous: €4,342
Retained earnings-€13,462Previous: -€6,081
Equity-€13,205Previous: -€10,462
Liabilities€26,534Previous: €25,653
Current assets€7,253Previous: €7,123
Current liabilities€19,467Previous: €15,536
Revenue trend2 periods
€202,872
2024-09-30
€164,839
2025-09-30
Operating profit (loss) trend2 periods
-€6,014
2024-09-30
-€1,665
2025-09-30
Profit (loss) for the financial year trend2 periods
-€7,380
2024-09-30
-€2,743
2025-09-30
Assets trend2 periods
€15,192
2024-09-30
€13,329
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
8/100 · Declining
Operating profit marginWeak
47/100 · Improving
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | -68.9 % | -99.1 % |
| Current ratio | 0.28x | 0.23x |
| Operating profit margin | -3.0 % | -1.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2128575-4
VAT IDFI21285754
EU IDFIFPRO.2128575-4
MunicipalityLahti
Current registered entries
2007-07-01VAT-liable for business activity in Tax Administration (VAT Register)
2007-07-17Registered in Tax Administration (Prepayment Register)
2007-07-25Registered in Tax Administration (Tax Administration)
2007-08-01Registered in Tax Administration (Employer Register)
2007-08-03Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskPrima Talo Oy
Grade unchangedD · new analysis 2026-10-17
12/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsProfitabilityStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
124 peersSolvency3%
Below 97% of peers
Profitability29%
Below 71% of peers
Liquidity47%
Close to the peer-group midpoint
Revenue growth23%
Below 77% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings80 days after period end
130 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1712/100 · v0.15
D → DD
2026-09-19 13:4112/100 · v0.14
B2 → D · -38 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1450/100 · v0.14
B2 → B2B2
2026-09-1450/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 19 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-01-14
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-14.
This company profile has not been claimed yet
Prima Talo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.