Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Proventum Oy
Proventum Oy's registered office is Vanda. It is a limited company. The company was established on 2020-04-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-04-30, revenue was €10,977,715 and operating profit was €488,446.
Business ID 3130147-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3130147-1
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2020-04-28
- Business ID registration date
- 2020-04-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Myyrmäentie 2e A 102, 01600, Vanda
About Proventum Oy
Financial position and key figures for the company.
Proventum Oy's location municipality is Vanda. It is a limited company. The company was established on 2020-04-28. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-04-30, revenue was €10,977,715 and operating profit was €488,446. The latest retained financial statement for 2025-04-30 shows revenue of €10,977,715 and profit for the financial year of €419,402. Based on the latest retained statement, revenue growth was +2.9%, operating margin was +4.4%, and equity ratio was +59.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-04-30
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth2.9%
Operating margin4.4%
Equity ratio59.9%
Balance-sheet contextLatest financial period
Other operating income€125,295Previous: €106,215
Cash and bank€139,214Previous: €197
Retained earnings€750,708Previous: €460,044
Equity€1,170,110Previous: €789,208
Liabilities€783,777Previous: €370,423
Current assets€879,893Previous: €340,490
Current liabilities€647,753Previous: €295,934
Revenue trend2 periods
€10,665,533
2024-04-30
€10,977,715
2025-04-30
Operating profit (loss) trend2 periods
€404,857
2024-04-30
€488,446
2025-04-30
Profit (loss) for the financial year trend2 periods
€329,164
2024-04-30
€419,402
2025-04-30
Assets trend2 periods
€1,159,632
2024-04-30
€1,953,887
2025-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
75/100 · Declining
Current ratioWeak
7/100 · Improving
Operating profit marginSatisfactory
61/100 · Improving
Ratio history
| Ratio | 2024-04-30 | 2025-04-30 |
|---|---|---|
| Equity ratio | 68.1 % | 59.9 % |
| Current ratio | 0.00x | 0.21x |
| Operating profit margin | 3.8 % | 4.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3130147-1
VAT IDFI31301471
EU IDFIFPRO.3130147-1
MunicipalityVanda
Current registered entries
2020-04-07VAT-liable for business activity in Tax Administration (VAT Register)
2020-04-07Registered in Tax Administration (Prepayment Register)
2020-04-28Registered in Tax Administration (Tax Administration)
2020-04-28Registered in Patent and Registration Office (Trade Register)
2024-03-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodProventum Oy
Grade upgradedB1 → A3 · new analysis 2026-09-22
73/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
LiquidityStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
865 peersSolvency57%
Better than 57% of peers
Profitability58%
Better than 58% of peers
Liquidity46%
Close to the peer-group midpoint
Revenue growth73%
Better than 73% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings360 days after period end
342 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-22 19:1973/100 · v0.14
B1 → A3 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-04-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1467/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-22
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-04-25
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Proventum Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.