Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → D.Business profile
Provisual Oy
Provisual Oy's registered office is Helsingfors. It is a limited company. The company was established on 1994-11-23. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €27,180 and operating profit was -€45,400.
Business ID 0970463-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0970463-7
- Sector
- Computer programming activities
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1994-11-23
- Business ID registration date
- 1994-06-27
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Rahakamarinportti 3 B, 00240, Helsingfors
Website: https://www.provisual.fiSource observation
About Provisual Oy
Financial position and key figures for the company.
Provisual Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1994-11-23. It operates in the industry of computer programming activities. In its latest retained statement for 2025-12-31, revenue was €27,180 and operating profit was -€45,400. The latest retained financial statement for 2025-12-31 shows revenue of €27,180 and profit for the financial year of -€45,324. Based on the latest retained statement, revenue growth was -77.9%, operating margin was -167.0%, and equity ratio was -73.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-77.9%
Operating margin-167.0%
Equity ratio-73.9%
Balance-sheet contextLatest financial period
Other operating income€47,750Previous: €0
Cash and bank€6,540Previous: €25,158
Retained earnings-€14,337Previous: -€15,086
Equity-€10,478Previous: €34,846
Liabilities€24,652Previous: €19,066
Current assets€13,809Previous: €51,296
Current liabilities€24,652Previous: €19,066
Revenue trend2 periods
€122,966
2024-12-31
€27,180
2025-12-31
Operating profit (loss) trend2 periods
€10,762
2024-12-31
-€45,400
2025-12-31
Profit (loss) for the financial year trend2 periods
€750
2024-12-31
-€45,324
2025-12-31
Assets trend2 periods
€53,912
2024-12-31
€14,175
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
9/100 · Declining
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 64.6 % | -73.9 % |
| Current ratio | 1.32x | 0.27x |
| Operating profit margin | 8.8 % | -60.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0970463-7
VAT IDFI09704637
EU IDFIFPRO.0970463-7
MunicipalityHelsingfors
Current registered entries
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1994-06-27Registered in Tax Administration (Tax Administration)
1994-11-23Registered in Patent and Registration Office (Trade Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2025-06-25Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskProvisual Oy
Grade downgradedA3 → D · new analysis 2026-09-19
26/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSame size nationallyDescriptive comparison – does not change the model score.
425 peersSolvency8%
Below 92% of peers
Profitability16%
Below 84% of peers
Liquidity50%
Close to the peer-group midpoint
Revenue growth10%
Below 90% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings44 days after period end
72 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-09-19 02:4126/100 · v0.14
A3 → D · -44 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1470/100 · v0.14
A3 → A3A3
2026-09-1470/100 · v0.13
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-09-19
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
49/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
25 register eventsLatest event: 2026-02-13
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-19.
This company profile has not been claimed yet
Provisual Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.