Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
PSOAS-asunnot Oy
PSOAS-asunnot Oy's registered office is Oulu. It is a limited company. The company was established on 2004-07-31. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €1,777,696 and operating profit was €566,982.
Business ID 1870648-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1870648-2
- Sector
- Rental of own or leased dwellings and residential real estate
- Municipality
- Oulu
- Company form
- Limited company
- Registration date
- 2004-07-31
- Business ID registration date
- 2003-12-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Mannenkatu 6 A, 90130, Oulu
Phone: +35883173110Source observation
Email: [email protected]Source observation
Website: https://www.psoas.fiSource observation
E-invoice address: 003708499758 · Operator: OpusCapita E204503Source: company website
E-invoice address: 003717118339 · Operator: OpusCapita E204503Source: company website
E-invoice address: 003718706482 · Operator: OpusCapita E204503Source: company website
E-invoice address: 003702101569 · Operator: OpusCapita E204503Source: company website
Facebook profile: https://www.facebook.com/profile.php?id=100064244580121Source: company website
Linkedin profile: https://www.linkedin.com/company/pohjois-suomen-opiskelija-asuntosaatio-psoasSource: company website
Instagram profile: https://www.instagram.com/psoasfinlandSource: company website
People and decision-makers
Enni HolopainenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Jarmo LamminmäkiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Kiia EeroDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Mari LämsäDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Emma KemppainenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Samuli BroströmDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Shafik AlsarakbiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Eemil MansikkamäkiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Antti RantasuomelaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Kaisu MikkolaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Tapio KorvaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Eerik JunnikkalaDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Heini KauramäkiDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About PSOAS-asunnot Oy
Financial position and key figures for the company.
PSOAS-asunnot Oy's location municipality is Oulu. It is a limited company. The company was established on 2004-07-31. It operates in the industry of rental of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €1,777,696 and operating profit was €566,982. The latest retained financial statement for 2025-12-31 shows revenue of €1,777,696 and profit for the financial year of €1,644. Based on the latest retained statement, revenue growth was +2.0%, operating margin was +31.9%, and equity ratio was +9.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on järjestää asuntoja alueen oppilaitosten opiskelijoille, tutkijoille ja nuorisolle. Yhtiön toimialana on myös tukea kansainvälistä opiskelija-, tutkija- ja nuorisovaihtoa tarjoamalla asuntoja tähän tarkoitukseen. Toimintaansa varten yhtiö voi omistaa ja hallita kiinteistöjä ja omistaa asuntojen hallintaan oikeuttavia osakkeita, rakennuttaa ja peruskorjauttaa itselleen ja muillekin Oulun seudulla toimiville samoja tarkoitusperiä palveleville yhteisöille asuntoja, vuokrata asuntoja ja muita huoneistoja sekä varata maa-alueita asuntotuotantoa varten. Yhtiö ei tuota toiminnallaan osakkailleen taloudellista etua osinkona, voitto-osuutena taikka kohtuullista suurempana palkkana tai muuna hyvityksenä, jne.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth2.0%
Operating margin31.9%
Equity ratio9.8%
Revenue€1,777,696+€34,973 (+2.0%) vs previous periodPrevious: €1,742,723
Operating profit (loss)€566,982+€79,489 (+16.3%) vs previous periodPrevious: €487,493
Profit (loss) for the financial year€1,644+€187 (+12.8%) vs previous periodPrevious: €1,457
Assets€11,704,321+€198,003 (+1.7%) vs previous periodPrevious: €11,506,318
Balance-sheet contextLatest financial period
Employees0Previous: No comparison value
Revenue trend4 periods
€1,380,271
2022-12-31
€1,757,673
2023-12-31
€1,742,723
2024-12-31
€1,777,696
2025-12-31
Operating profit (loss) trend4 periods
€442,497
2022-12-31
€651,362
2023-12-31
€487,493
2024-12-31
€566,982
2025-12-31
Profit (loss) for the financial year trend4 periods
€3,815
2022-12-31
€1,762
2023-12-31
€1,457
2024-12-31
€1,644
2025-12-31
Assets trend4 periods
€10,962,222
2022-12-31
€11,349,144
2023-12-31
€11,506,318
2024-12-31
€11,704,321
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
12/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 10.5 % | 10.1 % | 10.0 % | 9.8 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 32.1 % | 37.1 % | 28.0 % | 31.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1870648-2
EU IDFIFPRO.1870648-2
MunicipalityOulu
Current registered entries
2004-07-31Registered in Tax Administration (Prepayment Register)
2004-07-31Registered in Patent and Registration Office (Trade Register)
2004-08-05Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Isoherranen Ville HeikkiToimitusjohtajaSources: 5 · Confidence: 78%
Kettunen Jonne Erkki JalmariPuheenjohtajaSources: 5 · Confidence: 78%
Kastikainen Paavo TaneliVarsinainen jäsenSources: 4 · Confidence: 78%
Karhunen Jussi JoonasVarsinainen jäsenSources: 4 · Confidence: 78%
Uusitalo Mari TuuliaVarsinainen jäsenSources: 3 · Confidence: 78%
Milla KarjalainenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePSOAS-asunnot Oy
Grade unchangedB1 · new analysis 2026-10-18
68/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
SolvencyStable
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
53 peersSolvency23%
Below 77% of peers
Profitability75%
Better than 75% of peers
Revenue growth47%
Close to the peer-group midpoint
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1868/100 · v0.15
B1 → B1 · +1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
B1
2026-09-1967/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 22 years of registry continuity.
Registry and status signalsVakaa
78/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
28 register eventsLatest event: 2026-05-07
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
PSOAS-asunnot Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.