Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Psykologipalvelu Ajatus Oy
Psykologipalvelu Ajatus Oy's registered office is Lahti. It is a limited company. The company was established on 2022-01-28. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €99,382 and operating profit was €3,246.
Business ID 3259204-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3259204-7
- Sector
- Other human health activities n.e.c.
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2022-01-28
- Business ID registration date
- 2022-01-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aleksanterinkatu 26 A, 15140, Lahti
Website: https://www.nepsakki.fiSource observation
About Psykologipalvelu Ajatus Oy
Financial position and key figures for the company.
Psykologipalvelu Ajatus Oy's location municipality is Lahti. It is a limited company. The company was established on 2022-01-28. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €99,382 and operating profit was €3,246. The latest retained financial statement for 2025-12-31 shows revenue of €99,382 and profit for the financial year of €2,724. Based on the latest retained statement, revenue growth was +0.4%, operating margin was +3.3%, and equity ratio was +77.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth0.4%
Operating margin3.3%
Equity ratio77.4%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €3,152
Cash and bank€11,732Previous: €18,473
Retained earnings€22,342Previous: €20,119
Equity€25,066Previous: €24,285
Liabilities€7,310Previous: €5,946
Current assets€32,026Previous: €29,881
Current liabilities€7,310Previous: €5,946
Revenue trend2 periods
€98,938
2024-12-31
€99,382
2025-12-31
Operating profit (loss) trend2 periods
€5,226
2024-12-31
€3,246
2025-12-31
Profit (loss) for the financial year trend2 periods
€4,165
2024-12-31
€2,724
2025-12-31
Assets trend2 periods
€30,231
2024-12-31
€32,376
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
97/100 · Declining
Current ratioSatisfactory
53/100 · Declining
Operating profit marginSatisfactory
58/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 80.3 % | 77.4 % |
| Current ratio | 3.11x | 1.60x |
| Operating profit margin | 5.1 % | 3.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3259204-7
VAT IDFI32592047
EU IDFIFPRO.3259204-7
MunicipalityLahti
Current registered entries
2022-01-28Registered in Patent and Registration Office (Trade Register)
2022-02-01Registered in Tax Administration (Tax Administration)
2022-05-10Registered in Tax Administration (Prepayment Register)
2022-07-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPsykologipalvelu Ajatus Oy
Grade unchangedA3 · new analysis 2026-10-18
78/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
Same industry and sizeDescriptive comparison – does not change the model score.
42 peersSolvency38%
Below 62% of peers
Profitability33%
Below 67% of peers
Liquidity57%
Better than 57% of peers
Revenue growth79%
Better than 79% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings65 days after period end
91 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1878/100 · v0.15
A3 → A3A3
2026-09-24 06:4578/100 · v0.14
B1 → A3 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
49/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Psykologipalvelu Ajatus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.