Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Psykoterapia Heijastus Oy
Psykoterapia Heijastus Oy's registered office is Iisalmi. It is a limited company. The company was established on 2020-02-11. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €90,708 and operating profit was €10,146.
Business ID 3109930-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3109930-6
- Sector
- Other human health activities n.e.c.
- Municipality
- Iisalmi
- Company form
- Limited company
- Registration date
- 2020-02-11
- Business ID registration date
- 2020-01-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Pohjolankatu 9 B, 74100, Iisalmi
Postal address: Veturitallinkatu 9 B 5, 74120, Iisalmi
Website: https://www.psykoterapiaheijastus.fiSource observation
About Psykoterapia Heijastus Oy
Financial position and key figures for the company.
Psykoterapia Heijastus Oy's location municipality is Iisalmi. It is a limited company. The company was established on 2020-02-11. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €90,708 and operating profit was €10,146. The latest retained financial statement for 2025-12-31 shows revenue of €90,708 and profit for the financial year of €8,075. Based on the latest retained statement, revenue growth was -4.9%, operating margin was +11.2%, and equity ratio was +94.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-4.9%
Operating margin11.2%
Equity ratio94.6%
Balance-sheet contextLatest financial period
Cash and bank€2,653Previous: €13,221
Retained earnings€17,562Previous: €0
Equity€25,637Previous: €19,062
Liabilities€1,473Previous: €3,060
Current assets€17,109Previous: €22,122
Current liabilities€1,473Previous: €3,060
Revenue trend2 periods
€95,425
2024-12-31
€90,708
2025-12-31
Operating profit (loss) trend2 periods
€23,857
2024-12-31
€10,146
2025-12-31
Profit (loss) for the financial year trend2 periods
€19,062
2024-12-31
€8,075
2025-12-31
Assets trend2 periods
€22,122
2024-12-31
€27,109
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
60/100 · Declining
Operating profit marginGood
78/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 86.2 % | 94.6 % |
| Current ratio | 4.32x | 1.80x |
| Operating profit margin | 25.0 % | 11.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3109930-6
EU IDFIFPRO.3109930-6
MunicipalityIisalmi
Current registered entries
2020-01-08Registered in Tax Administration (Prepayment Register)
2020-02-11Registered in Patent and Registration Office (Trade Register)
2020-02-12Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPsykoterapia Heijastus Oy
Grade unchangedA2 · new analysis 2026-10-18
81/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueStable
SolvencyImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
41 peersSolvency63%
Better than 63% of peers
Profitability51%
Close to the peer-group midpoint
Liquidity59%
Better than 59% of peers
Revenue growth49%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings65 days after period end
52 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1881/100 · v0.15
A2 → A2A2
2026-09-27 07:1281/100 · v0.14
B1 → A2 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-05.
This company profile has not been claimed yet
Psykoterapia Heijastus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.