Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Psykoterapiapalvelut Minna Björkqvist Oy
Psykoterapiapalvelut Minna Björkqvist Oy's registered office is Tampere. It is a limited company. The company was established on 2021-10-07. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2026-03-31, revenue was €181,196 and operating profit was -€12,217.
Business ID 3240444-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3240444-8
- Sector
- Other human health activities n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2021-10-07
- Business ID registration date
- 2021-10-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kuninkaankatu 15 B, 33210, Tampere
About Psykoterapiapalvelut Minna Björkqvist Oy
Financial position and key figures for the company.
Psykoterapiapalvelut Minna Björkqvist Oy's location municipality is Tampere. It is a limited company. The company was established on 2021-10-07. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2026-03-31, revenue was €181,196 and operating profit was -€12,217. The latest retained financial statement for 2026-03-31 shows revenue of €181,196 and profit for the financial year of -€13,977. Based on the latest retained statement, revenue growth was +5.6%, operating margin was -6.7%, and equity ratio was +47.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth5.6%
Operating margin-6.7%
Equity ratio47.3%
Balance-sheet contextLatest financial period
Cash and bank€33,030Previous: €41,484
Retained earnings€57,804Previous: €59,138
Equity€43,827Previous: €62,946
Liabilities€48,884Previous: €53,933
Current assets€40,168Previous: €65,857
Current liabilities€14,395Previous: €12,601
Revenue trend2 periods
€171,552
2025-03-31
€181,196
2026-03-31
Operating profit (loss) trend2 periods
€6,087
2025-03-31
-€12,217
2026-03-31
Profit (loss) for the financial year trend2 periods
€3,808
2025-03-31
-€13,977
2026-03-31
Assets trend2 periods
€116,879
2025-03-31
€92,711
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
59/100 · Declining
Current ratioGood
76/100 · Declining
Operating profit marginWeak
33/100 · Declining
Ratio history
| Ratio | 2025-03-31 | 2026-03-31 |
|---|---|---|
| Equity ratio | 53.9 % | 47.3 % |
| Current ratio | 3.29x | 2.29x |
| Operating profit margin | 3.5 % | -6.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3240444-8
EU IDFIFPRO.3240444-8
MunicipalityTampere
Current registered entries
2021-10-07Registered in Tax Administration (Tax Administration)
2021-10-07Registered in Patent and Registration Office (Trade Register)
2022-01-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StablePsykoterapiapalvelut Minna Björkqvist Oy
Grade unchangedB1 · new analysis 2026-10-18
64/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
64 peersSolvency19%
Below 81% of peers
Profitability3%
Below 97% of peers
Liquidity47%
Close to the peer-group midpoint
Revenue growth70%
Better than 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings120 days after period end
120 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1864/100 · v0.15
B1 → B1 · +2 pointsB1
2026-09-26 11:5662/100 · v0.14
B1 → B1 · +2 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-08-06
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Psykoterapiapalvelut Minna Björkqvist Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.