Business profile

PTO Trading Oy

PTO Trading Oy's registered office is Lappeenranta. It is a limited company. The company was established on 2016-05-26. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. In its latest retained statement for 2025-12-31, revenue was €444,358 and operating profit was €19,033.

Claim profileContact details
Business ID 2762898-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2762898-1
Sector
Non-specialised retail sale of predominately food, beverages or tobacco
Municipality
Lappeenranta
Company form
Limited company
Registration date
2016-05-26
Business ID registration date
2016-05-18
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Kievarinkatu 2 B 7, 53100, Lappeenranta

About PTO Trading Oy

Financial position and key figures for the company.

PTO Trading Oy's location municipality is Lappeenranta. It is a limited company. The company was established on 2016-05-26. It operates in the industry of non-specialised retail sale of predominately food, beverages or tobacco. In its latest retained statement for 2025-12-31, revenue was €444,358 and operating profit was €19,033. The latest retained financial statement for 2025-12-31 shows revenue of €444,358 and profit for the financial year of €14,616. Based on the latest retained statement, revenue growth was +11.4%, operating margin was +4.3%, and equity ratio was +94.5%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed3
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth11.4%
Operating margin4.3%
Equity ratio94.5%
Revenue€444,358+€45,634 (+11.4%) vs previous periodPrevious: €398,723
Operating profit (loss)€19,033-€4,612 (-19.5%) vs previous periodPrevious: €23,646
Profit (loss) for the financial year€14,616-€3,686 (-20.1%) vs previous periodPrevious: €18,302
Assets€367,644+€14,450 (+4.1%) vs previous periodPrevious: €353,194
Balance-sheet contextLatest financial period
Other operating income€1,750Previous: €1,750
Cash and bank€236,373Previous: €212,857
Retained earnings€330,125Previous: €329,773
Equity€347,240Previous: €350,575
Liabilities€20,404Previous: €2,619
Current assets€238,195Previous: €222,044
Current liabilities€20,404Previous: €2,619
Revenue trend3 periods
€606,603
2023-12-31
€398,723
2024-12-31
€444,358
2025-12-31
Operating profit (loss) trend3 periods
€55,245
2023-12-31
€23,646
2024-12-31
€19,033
2025-12-31
Profit (loss) for the financial year trend3 periods
€44,253
2023-12-31
€18,302
2024-12-31
€14,616
2025-12-31
Assets trend3 periods
€404,469
2023-12-31
€353,194
2024-12-31
€367,644
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
94.5 %2024-12-31: 99.3 %
Current ratioGood
100/100 · Declining
11.58x2024-12-31: 81.27x
Operating profit marginSatisfactory
61/100 · Declining
4.3 %2024-12-31: 5.9 %
Ratio history
Ratio2023-12-312024-12-312025-12-31
Equity ratio86.6 %99.3 %94.5 %
Current ratio4.94x81.27x11.58x
Operating profit margin9.1 %5.9 %4.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2762898-1
VAT IDFI27628981
EU IDFIFPRO.2762898-1
MunicipalityLappeenranta
Current registered entries
2016-05-26Registered in Patent and Registration Office (Trade Register)
2016-06-14Registered in Tax Administration (Tax Administration)
2025-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-05-01Registered in Tax Administration (Prepayment Register)
2025-06-01Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodPTO Trading Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score79/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueVolatile
ProfitabilityDeteriorating
SolvencyImproving
LiquidityVolatile
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
373 peers
Solvency91%
Better than 91% of peers
Profitability43%
Below 57% of peers
Liquidity97%
Better than 97% of peers
Revenue growth78%
Better than 78% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag73 days after period end
Typical registration lag102 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Healthy short-term liquidity
  • Active registered status
Risk factors to note
  • Material volatility across multiple financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1779/100 · v0.15
A3 → A3
A3
2026-09-15 13:3279/100 · v0.14
B1 → A3 · +16 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B1 → B1
B1
2026-09-1463/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
44/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsVakaa
80/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

18 register eventsLatest event: 2026-03-14

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

PTO Trading Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.