Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A1.Business profile
Pudasjärven Vesiosuuskunta
Pudasjärven Vesiosuuskunta's registered office is Pudasjärvi. It is a cooperative. The company was established on 1959-11-20. It operates in the industry of water collection, treatment and supply. In its latest retained statement for 2025-12-31, revenue was €1,372,000 and operating profit was €75,000.
Business ID 0188941-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0188941-1
- Sector
- Water collection, treatment and supply
- Municipality
- Pudasjärvi
- Company form
- Cooperative
- Registration date
- 1959-11-20
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tuotantotie 8, 93100, Pudasjärvi
Phone: +358400131540Source observation
Email: [email protected]Source observation
Website: https://www.pudasjarvenvesi.fiSource observation
E-invoice address: 003701889411 · Operator: Open text OySource: company website
People and decision-makers
Sipola Pertti OlaviToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Pudasjärven Vesiosuuskunta
Financial position and key figures for the company.
Pudasjärven Vesiosuuskunta's location municipality is Pudasjärvi. It is a cooperative. The company was established on 1959-11-20. It operates in the industry of water collection, treatment and supply. In its latest retained statement for 2025-12-31, revenue was €1,372,000 and operating profit was €75,000. The latest retained financial statement for 2025-12-31 shows revenue of €1,372,000 and profit for the financial year of €40,000. Based on the latest retained statement, revenue growth was +3.9%, operating margin was +5.5%, and equity ratio was +65.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
Combined source
Derived indicators
Revenue growth3.9%
Operating margin5.5%
Equity ratio65.6%
Revenue€1,372,000+€51,719 (+3.9%) vs previous periodPrevious: €1,320,281
Operating profit (loss)€75,000+€43,581 (+138.7%) vs previous periodPrevious: €31,419
Profit (loss) for the financial year€40,000-€1,240 (-3.0%) vs previous periodPrevious: €41,240
Assets€5,058,000+€118,900 (+2.4%) vs previous periodPrevious: €4,939,100
Balance-sheet contextLatest financial period
Employees7Previous: No comparison value
Revenue trend5 periods
€1,145,000
2021-12-31
€1,141,000
2022-12-31
€1,147,867
2023-12-31
€1,320,281
2024-12-31
€1,372,000
2025-12-31
Operating profit (loss) trend5 periods
€88,900
2021-12-31
€122,000
2022-12-31
-€46,909
2023-12-31
€31,419
2024-12-31
€75,000
2025-12-31
Profit (loss) for the financial year trend5 periods
€3,170
2021-12-31
€41,500
2022-12-31
-€34,576
2023-12-31
€41,240
2024-12-31
€40,000
2025-12-31
Assets trend5 periods
€4,633,000
2021-12-31
€4,794,000
2022-12-31
€4,830,317
2023-12-31
€4,939,100
2024-12-31
€5,058,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
82/100 · Stable
Current ratioGood
100/100 · Declining
Operating profit marginSatisfactory
64/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 66.0 % | 66.7 % | 65.5 % | 65.6 % | 65.6 % |
| Current ratio | 6.09x | 9.30x | 6.40x | 9.40x | 8.08x |
| Operating profit margin | 7.8 % | 10.7 % | -4.1 % | 2.4 % | 5.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0188941-1
VAT IDFI01889411
MunicipalityPudasjärvi
Current registered entries
1959-11-20Registered in Patent and Registration Office (Trade Register)
1974-05-01Registered in Tax Administration (Employer Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1997-03-27Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Sipola Pertti OlaviToimitusjohtajaSources: 3 · Confidence: 78%
Liikanen Arto SamuliPuheenjohtajaSources: 2 · Confidence: 78%
Erkkilä Esa KalervoVarsinainen jäsenSources: 2 · Confidence: 78%
Härkönen Antti HermanVarsinainen jäsenSources: 2 · Confidence: 78%
Nyman Pasi AnteroVarsinainen jäsenSources: 2 · Confidence: 78%
Piri Jouni EsaVarsinainen jäsenSources: 2 · Confidence: 78%
Hinkula Satu SinikkaProkuristiSources: 1 · Confidence: 78%
Jokikokko Tuomo OlaviVarajäsenSources: 1 · Confidence: 78%
Liehu Veli AnteroVarajäsenSources: 1 · Confidence: 78%
Lumila Mikko ValtteriTilintarkastajaSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentPudasjärven Vesiosuuskunta
Grade upgradedA2 → A1 · new analysis 2026-10-17
90/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueImproving
ProfitabilityImproving · 2 consecutive periods
SolvencyStable
LiquidityVolatile
Same size nationallyDescriptive comparison – does not change the model score.
918 peersSolvency72%
Better than 72% of peers
Profitability52%
Close to the peer-group midpoint
Liquidity96%
Better than 96% of peers
Revenue growth60%
Better than 60% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings157 days after period end
153 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Coordinated recovery across 2 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-10-1790/100 · v0.15
A2 → A1 · +3 points- Liquidity: Improving → Volatile
- New supporting factor: Coordinated recovery across 2 financial domains.
- Supporting factor cleared: Coordinated recovery across 3 financial domains.
A2
2026-09-20 15:4387/100 · v0.14
A2 → A2 · +6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A2
2026-09-1481/100 · v0.14
A2 → A2A2
2026-09-1481/100 · v0.13
Oldest retained automatic assessment in this comparisonA1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
98/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
97/100
The company has about 66 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
30 register eventsLatest event: 2026-06-12
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pudasjärven Vesiosuuskunta shows public core facts. A company representative can claim the profile, update public information, and access owner tools.