Risk grade updatedRisk gradeEvidence verified
2 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Puhiko Oy
Puhiko Oy's registered office is Jyväskylä. It is a limited company. The company was established on 1996-10-16. It operates in the industry of activities of agents involved in the wholesale of furniture, household goods, hardware and ironmongery. In its latest retained statement for 2025-12-31, revenue was €420 and operating profit was -€137.
Business ID 1070974-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1070974-2
- Sector
- Activities of agents involved in the wholesale of furniture, household goods, hardware and ironmongery
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 1996-10-16
- Business ID registration date
- 1996-12-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Suvituulentie 1, 40530, Jyväskylä
Website: https://www.torstivaappu.fiSource observation
About Puhiko Oy
Financial position and key figures for the company.
Puhiko Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 1996-10-16. It operates in the industry of activities of agents involved in the wholesale of furniture, household goods, hardware and ironmongery. In its latest retained statement for 2025-12-31, revenue was €420 and operating profit was -€137. The latest retained financial statement for 2025-12-31 shows revenue of €420 and profit for the financial year of -€137. Based on the latest retained statement, revenue growth was +14.5%, operating margin was -32.6%, and equity ratio was +96.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth14.5%
Operating margin-32.6%
Equity ratio96.1%
Balance-sheet contextLatest financial period
Inventory€1,400Previous: €1,400
Cash and bank€621Previous: €655
Retained earnings-€83Previous: €213
Equity€2,303Previous: €2,439
Liabilities€92Previous: €42
Current assets€2,321Previous: €2,383
Current liabilities€92Previous: €42
Revenue trend2 periods
€367
2024-12-31
€420
2025-12-31
Operating profit (loss) trend2 periods
-€253
2024-12-31
-€137
2025-12-31
Profit (loss) for the financial year trend2 periods
-€263
2024-12-31
-€137
2025-12-31
Assets trend2 periods
€2,486
2024-12-31
€2,395
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
0/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 99.4 % | 96.1 % |
| Current ratio | 147.91x | 21.86x |
| Operating profit margin | -69.1 % | -32.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1070974-2
VAT IDFI10709742
EU IDFIFPRO.1070974-2
MunicipalityJyväskylä
Current registered entries
1996-09-11VAT-liable for business activity in Tax Administration (VAT Register)
1996-10-16Registered in Patent and Registration Office (Trade Register)
1996-12-19Registered in Tax Administration (Prepayment Register)
1996-12-19Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPuhiko Oy
Grade upgradedB1 → A3 · new analysis 2026-10-02
70/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
Same size nationallyDescriptive comparison – does not change the model score.
444 peersSolvency83%
Better than 83% of peers
Profitability22%
Below 78% of peers
Liquidity95%
Better than 95% of peers
Revenue growth82%
Better than 82% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings56 days after period end
238 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-02 00:5470/100 · v0.14
B1 → A3 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 29 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-02-25
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Puhiko Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.