Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Puijo Invest Oy
Puijo Invest Oy's registered office is Siilinjärvi. It is a limited company. The company was established on 2005-12-28. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €185,563 and operating profit was €43,551.
Business ID 2004629-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2004629-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Siilinjärvi
- Company form
- Limited company
- Registration date
- 2005-12-28
- Business ID registration date
- 2005-12-01
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jokiniementie 100, 71800, Siilinjärvi
Phone: +358407767449Source observation
Email: [email protected]Source observation
Website: https://www.semberg.fiSource observation
E-invoice address: 003728271056 · Operator: PageroSource: company website
People and decision-makers
Semberg Juha TapioToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Jyri MäkäläinenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Anssi HakkarainenDecision-maker
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Puijo Invest Oy
Financial position and key figures for the company.
Puijo Invest Oy's location municipality is Siilinjärvi. It is a limited company. The company was established on 2005-12-28. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-09-30, revenue was €185,563 and operating profit was €43,551. The latest retained financial statement for 2025-09-30 shows revenue of €185,563 and profit for the financial year of €589,990. Based on the latest retained statement, revenue growth was -5.1%, operating margin was +23.5%, and equity ratio was +97.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
0
0
Enriched source observation
Derived indicators
Revenue growth-5.1%
Operating margin23.5%
Equity ratio97.8%
Revenue€185,563-€10,041 (-5.1%) vs previous periodPrevious: €195,604
Operating profit (loss)€43,551-€14,831 (-25.4%) vs previous periodPrevious: €58,381
Profit (loss) for the financial year€589,990+€649,170 (+1096.9%) vs previous periodPrevious: -€59,180
Assets€7,469,802-€846,696 (-10.2%) vs previous periodPrevious: €8,316,498
Balance-sheet contextLatest financial period
Profit before taxes€738,750Previous: -€55,589
Employees9Previous: No comparison value
Revenue trend5 periods
€437,034
2021-09-30
€767,429
2022-09-30
€213,458
2023-09-30
€195,604
2024-09-30
€185,563
2025-09-30
Operating profit (loss) trend5 periods
€110,804
2021-09-30
€248,902
2022-09-30
€57,740
2023-09-30
€58,381
2024-09-30
€43,551
2025-09-30
Profit (loss) for the financial year trend5 periods
€199,392
2021-09-30
€207,557
2022-09-30
€325,133
2023-09-30
-€59,180
2024-09-30
€589,990
2025-09-30
Assets trend5 periods
€9,437,073
2021-09-30
€9,127,716
2022-09-30
€8,815,238
2023-09-30
€8,316,498
2024-09-30
€7,469,802
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | 72.5 % | 75.6 % | 80.2 % | 82.5 % | 97.8 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 23.9 % | 31.1 % | 26.6 % | 29.6 % | 23.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2004629-2
VAT IDFI20046292
EU IDFIFPRO.2004629-2
MunicipalitySiilinjärvi
Current registered entries
2005-12-28VAT-liable for business activity in Tax Administration (VAT Register)
2005-12-28Registered in Tax Administration (Prepayment Register)
2005-12-28Registered in Patent and Registration Office (Trade Register)
2006-01-09Registered in Tax Administration (Tax Administration)
2023-04-27VAT-liable for agriculture and forestry in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Semberg Juha TapioToimitusjohtajaSources: 5 · Confidence: 78%
Semberg Juha TapioVarsinainen jäsenSources: 2 · Confidence: 78%
Minna SembergHallitus: varajäsenSources: 1 · Confidence: 76%
Juha TissariTilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPuijo Invest Oy
Grade unchangedA3 · new analysis 2026-10-17
75/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
281 peersSolvency96%
Better than 96% of peers
Profitability83%
Better than 83% of peers
Revenue growth27%
Below 73% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1775/100 · v0.15
A3 → A3 · -2 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-10-0577/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 20 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-04-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Puijo Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.