Business profile

Pumbala Oy

Pumbala Oy's registered office is Vaasa. It is a limited company. The company was established on 2021-07-02. It operates in the industry of other building completion and finishing. In its latest retained statement for 2025-12-31, revenue was €4,724 and operating profit was -€3,185.

Claim profileContact details
Business ID 3220997-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3220997-6
Sector
Other building completion and finishing
Municipality
Vaasa
Company form
Limited company
Registration date
2021-07-02
Business ID registration date
2021-06-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Piirikatu 5-7 J 47, 65320, Vaasa

Postal address: Puntaistentie 1011, 65520, Helsingby

About Pumbala Oy

Financial position and key figures for the company.

Pumbala Oy's location municipality is Vaasa. It is a limited company. The company was established on 2021-07-02. It operates in the industry of other building completion and finishing. In its latest retained statement for 2025-12-31, revenue was €4,724 and operating profit was -€3,185. The latest retained financial statement for 2025-12-31 shows revenue of €4,724 and profit for the financial year of -€3,211. Based on the latest retained statement, revenue growth was -60.2%, operating margin was -67.4%, and equity ratio was -7.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods4
PRH parsed4
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-60.2%
Operating margin-67.4%
Equity ratio-7.1%
Revenue€4,724-€7,160 (-60.2%) vs previous periodPrevious: €11,884
Operating profit (loss)-€3,185-€9,032 (-154.5%) vs previous periodPrevious: €5,847
Profit (loss) for the financial year-€3,211-€9,037 (-155.1%) vs previous periodPrevious: €5,826
Assets€37,458-€3,093 (-7.6%) vs previous periodPrevious: €40,551
Balance-sheet contextLatest financial period
Other operating income€0Previous: €2,676
Cash and bank€23,133Previous: €18,117
Retained earnings€550Previous: -€5,276
Equity-€2,660Previous: €550
Liabilities€40,118Previous: €40,001
Current assets€23,328Previous: €21,711
Current liabilities€30,118Previous: €30,001
Revenue trend4 periods
€2,815
2021-12-31
€9,550
2022-12-31
€11,884
2024-12-31
€4,724
2025-12-31
Operating profit (loss) trend4 periods
€2,395
2021-12-31
€483
2022-12-31
€5,847
2024-12-31
-€3,185
2025-12-31
Profit (loss) for the financial year trend4 periods
€1,916
2021-12-31
€388
2022-12-31
€5,826
2024-12-31
-€3,211
2025-12-31
Assets trend4 periods
€3,567
2021-12-31
€54,785
2022-12-31
€40,551
2024-12-31
€37,458
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-7.1 %2024-12-31: 1.4 %
Current ratioPassable
26/100 · Improving
0.77x2024-12-31: 0.60x
Operating profit marginWeak
0/100 · Declining
-67.4 %2024-12-31: 40.2 %
Ratio history
Ratio2021-12-312022-12-312024-12-312025-12-31
Equity ratio53.7 %4.2 %1.4 %-7.1 %
Current ratio1.93x0.39x0.60x0.77x
Operating profit margin73.1 %5.1 %40.2 %-67.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3220997-6
VAT IDFI32209976
EU IDFIFPRO.3220997-6
MunicipalityVaasa
Current registered entries
2021-06-29VAT-liable for business activity in Tax Administration (VAT Register)
2021-06-29Registered in Tax Administration (Prepayment Register)
2021-07-02Registered in Tax Administration (Tax Administration)
2021-07-02Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskPumbala Oy
Grade unchangedD · new analysis 2026-11-06
Model score21/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityStable
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
32 peers
Solvency25%
Below 75% of peers
Profitability13%
Below 87% of peers
Liquidity75%
Better than 75% of peers
Revenue growth19%
Below 81% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag224 days after period end
Typical registration lag172 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
7 assessments
D
2026-11-06 07:2221/100 · v0.15
D → D
  • Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
D
2026-11-05 08:3121/100 · v0.15
C → D · -10 points
  • Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Usable financial evidence → Strong financial evidence.
C
2026-10-1831/100 · v0.15
C → C
C
2026-09-27 13:0731/100 · v0.14
B2 → C · -22 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
Automatic model gradeD
Automatic model snapshot2026-11-06
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
45/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 5 years of registry continuity.

Registry and status signalsRajallinen
50/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
5 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → D.
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → C.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

6 register eventsLatest event: 2025-10-03

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Pumbala Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.