Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Punkaharjun Tilitoimisto Oy
Punkaharjun Tilitoimisto Oy's registered office is Punkaharju. It is a limited company. The company was established on 2011-07-01. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-06-30, revenue was €9,000 and operating profit was -€20.
Business ID 2383955-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2383955-4
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Punkaharju
- Company form
- Limited company
- Registration date
- 2011-07-01
- Business ID registration date
- 2011-01-14
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kauppatie 9, 58500, Punkaharju
Phone: +358207498900Source observation
Email: [email protected]Source observation
Website: https://punkatili.fiSource observation
People and decision-makers
Kärkkäinen Jussi KaleviToimitusjohtaja
About Punkaharjun Tilitoimisto Oy
Financial position and key figures for the company.
Punkaharjun Tilitoimisto Oy's location municipality is Punkaharju. It is a limited company. The company was established on 2011-07-01. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-06-30, revenue was €9,000 and operating profit was -€20. The latest retained financial statement for 2025-06-30 shows revenue of €9,000 and profit for the financial year of -€19. Based on the latest retained statement, revenue growth was -10.8%, operating margin was -0.2%, and equity ratio was +23.1%.
Auxiliary business names
Public alternate names materialized from source observations.
Punkatili
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
2
2
Combined source
Derived indicators
Revenue growth-10.8%
Operating margin-0.2%
Equity ratio23.1%
Balance-sheet contextLatest financial period
Cash and bank€2,196Previous: €3,268
Retained earnings€3,792Previous: €2,091
Profit before taxes-€18Previous: €1,702
Equity€6,373Previous: €6,392
Liabilities€21,251Previous: €22,277
Current assets€2,224Previous: €3,268
Current liabilities€21,251Previous: €22,277
Employees0Previous: 0
Revenue trend5 periods
€5,000
2021-06-30
€8,064
2022-06-30
€6,290
2023-06-30
€10,089
2024-06-30
€9,000
2025-06-30
Operating profit (loss) trend5 periods
-€13,610
2021-06-30
-€1,504
2022-06-30
-€1,051
2023-06-30
€1,703
2024-06-30
-€20
2025-06-30
Profit (loss) for the financial year trend4 periods
-€1,564
2022-06-30
-€1,250
2023-06-30
€1,701
2024-06-30
-€19
2025-06-30
Assets trend5 periods
€29,822
2021-06-30
€28,039
2022-06-30
€27,667
2023-06-30
€28,669
2024-06-30
€27,625
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioPassable
29/100 · Improving
Current ratioWeak
3/100 · Declining
Operating profit marginWeak
49/100 · Declining
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Equity ratio | 25.2 % | 21.2 % | 17.0 % | 22.3 % | 23.1 % |
| Current ratio | - | - | - | 0.15x | 0.10x |
| Operating profit margin | -44.5 % | -18.6 % | -16.7 % | 16.9 % | -0.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2383955-4
VAT IDFI23839554
EU IDFIFPRO.2383955-4
MunicipalityPunkaharju
Current registered entries
2011-07-01Registered in Tax Administration (Tax Administration)
2011-07-01Registered in Patent and Registration Office (Trade Register)
2011-07-02VAT-liable for business activity in Tax Administration (VAT Register)
2011-07-02Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Kärkkäinen Jussi KaleviToimitusjohtajaSources: 5 · Confidence: 78%
Kärkkäinen Teuvo Unto KaleviPuheenjohtajaSources: 5 · Confidence: 78%
Väisänen Ahti Seppo JuhaniTilintarkastajaSources: 2 · Confidence: 78%
Kärkkäinen Jussi KaleviVarsinainen jäsenSources: 2 · Confidence: 78%
Nummiranta Päivi MaaritVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryPunkaharjun Tilitoimisto Oy
Grade unchangedB2 · new analysis 2026-10-19
55/100
High
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
74 peersSolvency20%
Below 80% of peers
Profitability28%
Below 72% of peers
Liquidity64%
Better than 64% of peers
Revenue growth31%
Below 69% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings246 days after period end
196 days after period end
2 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessmentsB2
2026-10-1955/100 · v0.15
B2 → B2 · -2 points- Liquidity: Not enough history → Stable
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Revenue: Volatile
- Profitability: Volatile
- Solvency: Improving
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 15 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-03-03
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Punkaharjun Tilitoimisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.