Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Puusepänliike Markku Virtanen Oy
Puusepänliike Markku Virtanen Oy's registered office is Lohja. It is a limited company. The company was established on 1989-01-18. It operates in the industry of manufacture of other builders’ carpentry and joinery n.e.c.. In its latest retained statement for 2025-07-31, revenue was €28,112 and operating profit was €100.
Business ID 0695836-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0695836-7
- Sector
- Manufacture of other builders’ carpentry and joinery n.e.c.
- Municipality
- Lohja
- Company form
- Limited company
- Registration date
- 1989-01-18
- Business ID registration date
- 1988-04-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: LEVYSEPÄNTIE 18, 08150, Lohja
Phone: +35819312190Source observation
People and decision-makers
Virtanen Markku Vilho JuhaniToimitusjohtaja
About Puusepänliike Markku Virtanen Oy
Financial position and key figures for the company.
Puusepänliike Markku Virtanen Oy's location municipality is Lohja. It is a limited company. The company was established on 1989-01-18. It operates in the industry of manufacture of other builders’ carpentry and joinery n.e.c.. In its latest retained statement for 2025-07-31, revenue was €28,112 and operating profit was €100. The latest retained financial statement for 2025-07-31 shows revenue of €28,112 and profit for the financial year of -€244. Based on the latest retained statement, revenue growth was -28.8%, operating margin was +0.0%, and equity ratio was +95.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
0
0
Enriched source observation
Derived indicators
Revenue growth-28.8%
Operating margin0.0%
Equity ratio95.0%
Revenue€28,112-€11,354 (-28.8%) vs previous periodPrevious: €39,466
Operating profit (loss)€100-€15,742 (-99.4%) vs previous periodPrevious: €15,842
Profit (loss) for the financial year-€244-€16,176 (-101.5%) vs previous periodPrevious: €15,932
Assets€18,981-€1,675 (-8.1%) vs previous periodPrevious: €20,656
Balance-sheet contextLatest financial period
Employees1Previous: 1
Revenue trend5 periods
€61,000
2021-12-31
€42,565
2022-07-31
€23,464
2023-07-31
€39,466
2024-07-31
€28,112
2025-07-31
Operating profit (loss) trend5 periods
€1,000
2021-12-31
-€4,579
2022-07-31
-€10,813
2023-07-31
€15,842
2024-07-31
€100
2025-07-31
Profit (loss) for the financial year trend5 periods
€1,000
2021-12-31
-€4,578
2022-07-31
-€10,826
2023-07-31
€15,932
2024-07-31
-€244
2025-07-31
Assets trend5 periods
€32,000
2021-12-31
€19,059
2022-07-31
€14,133
2023-07-31
€20,656
2024-07-31
€18,981
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginPassable
50/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-07-31 | 2023-07-31 | 2024-07-31 | 2025-07-31 |
|---|---|---|---|---|---|
| Equity ratio | 69.7 % | 78.9 % | 20.0 % | 90.5 % | 95.0 % |
| Current ratio | 2.30x | 2.50x | 0.42x | 6.00x | 11.00x |
| Operating profit margin | 1.6 % | -11.6 % | -47.8 % | 41.0 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0695836-7
VAT IDFI06958367
EU IDFIFPRO.0695836-7
MunicipalityLohja
Current registered entries
1988-04-06Registered in Tax Administration (Tax Administration)
1989-01-18Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Virtanen Markku Vilho JuhaniToimitusjohtajaSources: 3 · Confidence: 78%
Virtanen Mari-KristiinaVarsinainen jäsenSources: 3 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPuusepänliike Markku Virtanen Oy
Grade upgradedB1 → A3 · new analysis 2026-10-18
75/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityImproving · 2 consecutive periods
Same size nationallyDescriptive comparison – does not change the model score.
2435 peersSolvency84%
Better than 84% of peers
Profitability42%
Below 58% of peers
Liquidity91%
Better than 91% of peers
Revenue growth24%
Below 76% of peers
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Coordinated recovery across 2 financial domains
Risk factors to note
- Negative profitability or net result
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1875/100 · v0.15
B1 → A3 · +8 points- Revenue: Not enough history → Volatile
- Profitability: Not enough history → Volatile
- Solvency: Not enough history → Improving
B1
2026-10-0767/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 37 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
7 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Financial statements registeredFinancialEvidence verified
6 Oct 2026 · PRH / KREKFINANCIAL STATEMENTSRegistry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-10-06
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Puusepänliike Markku Virtanen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.