Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.Business profile
PVS-Holding Oy
PVS-Holding Oy's registered office is Joensuu. It is a limited company. The company was established on 2023-07-12. It operates in the industry of fund management activities. In its latest retained statement for 2025-12-31, revenue was €168,917 and operating profit was €49,694.
Business ID 3374762-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3374762-9
- Sector
- Fund management activities
- Municipality
- Joensuu
- Company form
- Limited company
- Registration date
- 2023-07-12
- Business ID registration date
- 2023-06-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ahmankatu 11, 80130, Joensuu
About PVS-Holding Oy
Financial position and key figures for the company.
PVS-Holding Oy's location municipality is Joensuu. It is a limited company. The company was established on 2023-07-12. It operates in the industry of fund management activities. In its latest retained statement for 2025-12-31, revenue was €168,917 and operating profit was €49,694. The latest retained financial statement for 2025-12-31 shows revenue of €168,917 and profit for the financial year of €379,285. Based on the latest retained statement, revenue growth was +127.7%, operating margin was +29.4%, and equity ratio was +79.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth127.7%
Operating margin29.4%
Equity ratio79.4%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €240
Cash and bank€239,391Previous: €64,758
Advances received€1,465Previous: €0
Retained earnings€336,121Previous: €29,034
Equity€1,831,406Previous: €1,452,121
Liabilities€473,897Previous: €509,820
Current assets€241,206Previous: €74,876
Current liabilities€68,958Previous: €58,859
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
99/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3374762-9
EU IDFIFPRO.3374762-9
MunicipalityJoensuu
Current registered entries
2023-06-28Registered in Tax Administration (Prepayment Register)
2023-07-12Registered in Tax Administration (Tax Administration)
2023-07-12Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodPVS-Holding Oy
Grade upgradedB2 → A2 · new analysis 2026-09-25
81/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
297 peersSolvency77%
Better than 77% of peers
Profitability86%
Better than 86% of peers
Liquidity86%
Better than 86% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings142 days after period end
142 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-25 16:1781/100 · v0.14
B2 → A2 · +24 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1557/100 · v0.14
B2 → B2- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-25
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
83/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
38/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2025-07-04
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
PVS-Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.