Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Pyörä&Paikka oy
Pyörä&Paikka oy's registered office is Tampere. It is a limited company. The company was established on 2024-02-01. It operates in the industry of retail sale of bicycles and other sports equipment. In its latest retained statement for 2025-12-31, revenue was €128,374 and operating profit was €41,262.
Business ID 3419353-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3419353-3
- Sector
- Retail sale of bicycles and other sports equipment
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2024-02-01
- Business ID registration date
- 2024-01-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Jäähallinkaari 1, 33540, Tampere
Postal address: Sammonkatu 49, 33540, Tampere
About Pyörä&Paikka oy
Financial position and key figures for the company.
Pyörä&Paikka oy's location municipality is Tampere. It is a limited company. The company was established on 2024-02-01. It operates in the industry of retail sale of bicycles and other sports equipment. In its latest retained statement for 2025-12-31, revenue was €128,374 and operating profit was €41,262. The latest retained financial statement for 2025-12-31 shows revenue of €128,374 and profit for the financial year of €29,957. Based on the latest retained statement, revenue growth was +73.1%, operating margin was +32.1%, and equity ratio was +42.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth73.1%
Operating margin32.1%
Equity ratio42.8%
Balance-sheet contextLatest financial period
Other operating income€11,645Previous: €0
Inventory€49,678Previous: €49,850
Cash and bank€97,929Previous: €67,429
Retained earnings€221Previous: €0
Equity€70,677Previous: €40,721
Liabilities€94,561Previous: €95,962
Current assets€153,885Previous: €126,261
Current liabilities€26,873Previous: €13,496
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
53/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3419353-3
VAT IDFI34193533
EU IDFIFPRO.3419353-3
MunicipalityTampere
Current registered entries
2024-02-01Registered in Tax Administration (Tax Administration)
2024-02-01Registered in Patent and Registration Office (Trade Register)
2024-02-20VAT-liable for business activity in Tax Administration (VAT Register)
2024-02-20Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodPyörä&Paikka oy
Grade unchangedA3 · new analysis 2026-10-18
70/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
33 peersSolvency61%
Better than 61% of peers
Profitability91%
Better than 91% of peers
Liquidity85%
Better than 85% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings126 days after period end
126 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1870/100 · v0.15
A3 → A3A3
2026-10-01 00:0870/100 · v0.14
C → A3 · +33 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1537/100 · v0.14
B3 → C · -11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1448/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
37/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2025-11-11
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Pyörä&Paikka oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.