Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Quality To Life Naturally Oy
Quality To Life Naturally Oy's registered office is Hiukkajoki. It is a limited company. The company was established on 2016-03-16. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €31,315 and operating profit was €1,812.
Business ID 2751923-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2751923-2
- Sector
- Other miscellaneous educational n.e.c.
- Municipality
- Hiukkajoki
- Company form
- Limited company
- Registration date
- 2016-03-16
- Business ID registration date
- 2016-03-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Ruokokankaantie 306, 58520, Hiukkajoki
Website: https://www.saimaalife.comSource observation
About Quality To Life Naturally Oy
Financial position and key figures for the company.
Quality To Life Naturally Oy's location municipality is Hiukkajoki. It is a limited company. The company was established on 2016-03-16. It operates in the industry of other miscellaneous educational n.e.c.. In its latest retained statement for 2025-12-31, revenue was €31,315 and operating profit was €1,812. The latest retained financial statement for 2025-12-31 shows revenue of €31,315 and profit for the financial year of €1,790. Based on the latest retained statement, revenue growth was -35.1%, operating margin was +5.8%, and equity ratio was +97.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-35.1%
Operating margin5.8%
Equity ratio97.5%
Balance-sheet contextLatest financial period
Cash and bank€4,665Previous: €2,827
Retained earnings-€4,376Previous: -€2,815
Equity€5,915Previous: €4,124
Liabilities€151Previous: €590
Current assets€5,125Previous: €3,461
Current liabilities€151Previous: €590
Revenue trend2 periods
€48,216
2024-12-31
€31,315
2025-12-31
Operating profit (loss) trend2 periods
-€1,527
2024-12-31
€1,812
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,560
2024-12-31
€1,790
2025-12-31
Assets trend2 periods
€4,714
2024-12-31
€6,065
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
64/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 87.5 % | 97.5 % |
| Current ratio | 4.79x | 30.93x |
| Operating profit margin | -3.2 % | 5.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2751923-2
VAT IDFI27519232
EU IDFIFPRO.2751923-2
MunicipalityHiukkajoki
Current registered entries
2016-03-11VAT-liable for business activity in Tax Administration (VAT Register)
2016-03-11Registered in Tax Administration (Prepayment Register)
2016-03-16Registered in Patent and Registration Office (Trade Register)
2016-03-22Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodQuality To Life Naturally Oy
Grade unchangedA3 · new analysis 2026-10-18
77/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same industry, size and age groupDescriptive comparison – does not change the model score.
63 peersSolvency86%
Better than 86% of peers
Profitability56%
Better than 56% of peers
Liquidity97%
Better than 97% of peers
Revenue growth25%
Below 75% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings205 days after period end
144 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Sharp year-over-year revenue drop
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1877/100 · v0.15
A3 → A3A3
2026-09-30 07:0377/100 · v0.14
A3 → A3 · +7 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1570/100 · v0.14
B1 → A3 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
15 register eventsLatest event: 2025-05-24
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Quality To Life Naturally Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.