Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → B1.Business profile
Ragent Oy
Ragent Oy's registered office is Kuopio. It is a limited company. The company was established on 2021-04-09. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-03-31, revenue was €1,990,469 and operating profit was €157,612.
Business ID 3202398-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3202398-7
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2021-04-09
- Business ID registration date
- 2021-04-07
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Asemakatu 26, 70100, Kuopio
Website: https://www.ragent.fiSource observation
About Ragent Oy
Financial position and key figures for the company.
Ragent Oy's location municipality is Kuopio. It is a limited company. The company was established on 2021-04-09. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-03-31, revenue was €1,990,469 and operating profit was €157,612. The latest retained financial statement for 2026-03-31 shows revenue of €1,990,469 and profit for the financial year of €121,074. Based on the latest retained statement, revenue growth was +103.3%, operating margin was +7.9%, and equity ratio was +68.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth103.3%
Operating margin7.9%
Equity ratio68.4%
Balance-sheet contextLatest financial period
Other operating income€6,675Previous: €6,000
Inventory€87,880Previous: €183,255
Cash and bank€76,871Previous: €188,395
Advances received€34,900Previous: €23,900
Retained earnings€247,398Previous: €230,796
Equity€368,472Previous: €268,908
Liabilities€170,122Previous: €147,776
Current assets€468,661Previous: €405,977
Current liabilities€170,122Previous: €147,776
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
91/100 · Improving
Current ratioPassable
32/100 · Declining
Operating profit marginSatisfactory
70/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3202398-7
VAT IDFI32023987
EU IDFIFPRO.3202398-7
MunicipalityKuopio
Current registered entries
2021-04-07VAT-liable for business activity in Tax Administration (VAT Register)
2021-04-07Registered in Tax Administration (Prepayment Register)
2021-04-09Registered in Patent and Registration Office (Trade Register)
2021-04-12Registered in Tax Administration (Tax Administration)
2023-12-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2024-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableRagent Oy
Grade upgradedB3 → B1 · new analysis 2026-09-16
66/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
84 peersSolvency76%
Better than 76% of peers
Profitability61%
Better than 61% of peers
Liquidity95%
Better than 95% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings133 days after period end
133 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-09-16 12:0366/100 · v0.14
B3 → B1 · +18 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1448/100 · v0.14
B3 → B3B3
2026-09-1448/100 · v0.13
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1352/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
58/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-06-25
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Ragent Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.