Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Rakennus- ja kiinteistöpalvelu V. Löfman Oy
Rakennus- ja kiinteistöpalvelu V. Löfman Oy's registered office is Lepsämä. It is a limited company. The company was established on 1995-12-20. It operates in the industry of combined facilities support activities. In its latest retained statement for 2025-06-30, revenue was €70,345 and operating profit was €8,393.
Business ID 1033392-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1033392-5
- Sector
- Combined facilities support activities
- Municipality
- Lepsämä
- Company form
- Limited company
- Registration date
- 1995-12-20
- Business ID registration date
- 1996-01-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lepolantie 125, 01830, Lepsämä
Phone: +358500812137Source observation
People and decision-makers
Löfman Veli Johan VihtoriToimitusjohtaja
About Rakennus- ja kiinteistöpalvelu V. Löfman Oy
Financial position and key figures for the company.
Rakennus- ja kiinteistöpalvelu V. Löfman Oy's location municipality is Lepsämä. It is a limited company. The company was established on 1995-12-20. It operates in the industry of combined facilities support activities. In its latest retained statement for 2025-06-30, revenue was €70,345 and operating profit was €8,393. The latest retained financial statement for 2025-06-30 shows revenue of €70,345 and profit for the financial year of €8,433. Based on the latest retained statement, revenue growth was -43.5%, operating margin was +11.5%, and equity ratio was +96.1%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on maa- ja vesirakentaminen, rakennusten ja huoneistojen korjaus ja remontointi, rakennustarvikkeiden myynti, rakennuskoneiden ja -laitteiden vuokraus ja myynti, sekä kiinteistönhuolto- ja kunnossapitopalvelut. Elintarvike-, päivittäistavara- ja rautakauppatoiminta, elintarvike-, päivittäis- ja rautakauppatavaroiden maahantuonti- ja maastavienti. Yhtiö voi myös omistaa, hallita ja myydä kiinteää omaisuutta, osakkeita ja muita arvopapereita.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-06-30
0
0
Enriched source observation
Derived indicators
Revenue growth-43.5%
Operating margin11.5%
Equity ratio96.1%
Revenue€70,345-€54,225 (-43.5%) vs previous periodPrevious: €124,570
Operating profit (loss)€8,393-€13,142 (-61.0%) vs previous periodPrevious: €21,535
Profit (loss) for the financial year€8,433-€10,216 (-54.8%) vs previous periodPrevious: €18,649
Assets€324,482-€18,160 (-5.3%) vs previous periodPrevious: €342,641
Balance-sheet contextLatest financial period
Profit before taxes€10,602Previous: €23,379
Employees1Previous: 1
Revenue trend5 periods
€158,379
2021-06-30
€151,955
2022-06-30
€153,408
2023-06-30
€124,570
2024-06-30
€70,345
2025-06-30
Operating profit (loss) trend5 periods
€52,970
2021-06-30
€45,468
2022-06-30
€60,171
2023-06-30
€21,535
2024-06-30
€8,393
2025-06-30
Profit (loss) for the financial year trend5 periods
€57,906
2021-06-30
€36,232
2022-06-30
€48,115
2023-06-30
€18,649
2024-06-30
€8,433
2025-06-30
Assets trend5 periods
€375,027
2021-06-30
€376,071
2022-06-30
€360,691
2023-06-30
€342,641
2024-06-30
€324,482
2025-06-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
79/100 · Declining
Ratio history
| Ratio | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Equity ratio | 91.6 % | 91.8 % | 93.7 % | 96.3 % | 96.1 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 32.4 % | 27.6 % | 32.1 % | 16.9 % | 11.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1033392-5
VAT IDFI10333925
EU IDFIFPRO.1033392-5
MunicipalityLepsämä
Current registered entries
1995-12-20VAT-liable for business activity in Tax Administration (VAT Register)
1995-12-20Registered in Patent and Registration Office (Trade Register)
1996-01-01Registered in Tax Administration (Employer Register)
1996-01-12Registered in Tax Administration (Prepayment Register)
1996-01-15Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Löfman Veli Johan VihtoriToimitusjohtajaSources: 4 · Confidence: 78%
Löfman Miettinen Mira Jonna MariaVarajäsenSources: 2 · Confidence: 78%
Löfman Veli Johan VihtoriVarsinainen jäsenSources: 2 · Confidence: 78%
Packalén Timo KaleviTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodRakennus- ja kiinteistöpalvelu V. Löfman Oy
Grade unchangedA3 · new analysis 2026-10-19
73/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyStable
LiquidityNot enough history
Same industry and sizeDescriptive comparison – does not change the model score.
56 peersSolvency91%
Better than 91% of peers
Profitability61%
Better than 61% of peers
Revenue growth20%
Below 80% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1973/100 · v0.15
A3 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A3
2026-09-2774/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-19
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
48/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-12-05
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Rakennus- ja kiinteistöpalvelu V. Löfman Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.