Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Rakennus ja Remontti Timo Kettunen Oy
Rakennus ja Remontti Timo Kettunen Oy's registered office is Iisalmi. It is a limited company. The company was established on 2014-08-12. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €352,451 and operating profit was €29,784.
Business ID 2631874-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2631874-6
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Iisalmi
- Company form
- Limited company
- Registration date
- 2014-08-12
- Business ID registration date
- 2014-07-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Laasonlahdentie 50, 74160, Iisalmi
About Rakennus ja Remontti Timo Kettunen Oy
Financial position and key figures for the company.
Rakennus ja Remontti Timo Kettunen Oy's location municipality is Iisalmi. It is a limited company. The company was established on 2014-08-12. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €352,451 and operating profit was €29,784. The latest retained financial statement for 2025-12-31 shows revenue of €352,451 and profit for the financial year of €24,568. Based on the latest retained statement, revenue growth was +10.0%, operating margin was +8.5%, and equity ratio was +87.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth10.0%
Operating margin8.5%
Equity ratio87.4%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €229
Cash and bank€97,509Previous: €102,324
Retained earnings€119,868Previous: €118,682
Equity€146,936Previous: €132,791
Liabilities€21,238Previous: €12,385
Current assets€101,576Previous: €111,907
Current liabilities€21,238Previous: €12,385
Revenue trend2 periods
€320,359
2024-12-31
€352,451
2025-12-31
Operating profit (loss) trend2 periods
€14,021
2024-12-31
€29,784
2025-12-31
Profit (loss) for the financial year trend2 periods
€11,608
2024-12-31
€24,568
2025-12-31
Assets trend2 periods
€145,175
2024-12-31
€168,174
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginSatisfactory
71/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 91.5 % | 87.4 % |
| Current ratio | 8.26x | 4.59x |
| Operating profit margin | 4.4 % | 8.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2631874-6
VAT IDFI26318746
EU IDFIFPRO.2631874-6
MunicipalityIisalmi
Current registered entries
2014-08-12Registered in Tax Administration (Employer Register)
2014-08-12VAT-liable for business activity in Tax Administration (VAT Register)
2014-08-12Registered in Tax Administration (Prepayment Register)
2014-08-12Registered in Patent and Registration Office (Trade Register)
2014-08-20Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodRakennus ja Remontti Timo Kettunen Oy
Grade unchangedA3 · new analysis 2026-10-18
79/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
31 peersSolvency94%
Better than 94% of peers
Profitability71%
Better than 71% of peers
Liquidity100%
Better than 100% of peers
Revenue growth74%
Better than 74% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings62 days after period end
117 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1879/100 · v0.15
A3 → A3A3
2026-09-23 22:1079/100 · v0.14
B2 → A3 · +20 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
18 register eventsLatest event: 2026-03-03
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Rakennus ja Remontti Timo Kettunen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.