Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Rakennus Osk Ponsi & Hamara
Rakennus Osk Ponsi & Hamara's registered office is Tampere. It is a cooperative. The company was established on 2019-04-24. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €727,701 and operating profit was -€22,162.
Business ID 2989009-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2989009-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Tampere
- Company form
- Cooperative
- Registration date
- 2019-04-24
- Business ID registration date
- 2019-03-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kupintie 57, 33680, Tampere
Phone: +358449020807Source observation
Email: [email protected]Source observation
Website: https://www.ponsihamara.fiSource observation
Instagram profile: https://www.instagram.com/PONSIHAMARASource: company website
Facebook profile: https://www.facebook.com/rakennusoskSource: company website
People and decision-makers
Mikko TimonenOsuuskunnan varapuheenjohtaja
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Rakennus Osk Ponsi & Hamara
Financial position and key figures for the company.
Rakennus Osk Ponsi & Hamara's location municipality is Tampere. It is a cooperative. The company was established on 2019-04-24. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €727,701 and operating profit was -€22,162. The latest retained financial statement for 2025-12-31 shows revenue of €727,701 and profit for the financial year of -€22,483. Based on the latest retained statement, revenue growth was +13.0%, operating margin was -3.0%, and equity ratio was +55.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth13.0%
Operating margin-3.0%
Equity ratio55.7%
Revenue€727,701+€83,775 (+13.0%) vs previous periodPrevious: €643,926
Operating profit (loss)-€22,162Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€22,483Previous comparison not availablePrevious: No comparison value
Assets€82,662-€40,744 (-33.0%) vs previous periodPrevious: €123,405
Balance-sheet contextLatest financial period
Profit before taxes-€22,483Previous: No comparison value
Employees10Previous: 11
Revenue trend4 periods
€641,484
2022-12-31
€760,168
2023-12-31
€643,926
2024-12-31
€727,701
2025-12-31
Operating profit (loss) trend2 periods
€32,964
2022-12-31
-€22,162
2025-12-31
Profit (loss) for the financial year trend2 periods
€28,179
2022-12-31
-€22,483
2025-12-31
Assets trend4 periods
€90,718
2022-12-31
€76,765
2023-12-31
€123,405
2024-12-31
€82,662
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
70/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
42/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 38.7 % | 41.7 % | 55.5 % | 55.7 % |
| Current ratio | - | - | - | - |
| Operating profit margin | 5.1 % | - | - | -3.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2989009-4
VAT IDFI29890094
MunicipalityTampere
Current registered entries
2019-03-04Registered in Tax Administration (Employer Register)
2019-03-04VAT-liable for business activity in Tax Administration (VAT Register)
2019-03-12Registered in Tax Administration (Prepayment Register)
2019-04-24Registered in Tax Administration (Tax Administration)
2019-04-24Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Svensson Karl Nicklas EmilPuheenjohtajaSources: 5 · Confidence: 78%
Mikko TimonenOsuuskunnan varapuheenjohtajaSources: 1 · Confidence: 76%
Hirvelä Juho Paavo DebVarajäsenSources: 3 · Confidence: 78%
Paetau Kaius Anders MikaelVarajäsenSources: 2 · Confidence: 78%
Laine Sampsa KasperiVarsinainen jäsenSources: 4 · Confidence: 78%
Mielityinen Teemu MikaelVarsinainen jäsenSources: 4 · Confidence: 78%
Timonen Mikko MatinpoikaVarsinainen jäsenSources: 2 · Confidence: 78%
Saikkonen Veli-PekkaVarsinainen jäsenSources: 3 · Confidence: 78%
Antti IkäläinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableRakennus Osk Ponsi & Hamara
Grade unchangedB1 · new analysis 2026-10-18
60/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueVolatile
ProfitabilityNot enough history
SolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
250 peersSolvency57%
Better than 57% of peers
Profitability22%
Below 78% of peers
Revenue growth75%
Better than 75% of peers
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative profitability or net result
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB1
2026-10-1860/100 · v0.15
B1 → B1 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
B1
2026-09-1661/100 · v0.14
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 7 years of registry continuity.
Registry and status signalsSeurattava
69/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-04-18
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Rakennus Osk Ponsi & Hamara shows public core facts. A company representative can claim the profile, update public information, and access owner tools.