Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Rakennusliike Saarijärvi Oy
Rakennusliike Saarijärvi Oy's registered office is Kuusamo. It is a limited company. The company was established on 2024-05-31. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-01-31, revenue was €259,198 and operating profit was €36,635.
Business ID 3451230-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3451230-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kuusamo
- Company form
- Limited company
- Registration date
- 2024-05-31
- Business ID registration date
- 2024-05-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Näverintie 6 B, 93600, Kuusamo
About Rakennusliike Saarijärvi Oy
Financial position and key figures for the company.
Rakennusliike Saarijärvi Oy's location municipality is Kuusamo. It is a limited company. The company was established on 2024-05-31. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-01-31, revenue was €259,198 and operating profit was €36,635. The latest retained financial statement for 2025-01-31 shows revenue of €259,198 and profit for the financial year of €29,301. Based on the latest retained statement, revenue growth was not currently available, operating margin was +14.1%, and equity ratio was +38.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-01-31
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin14.1%
Equity ratio38.9%
Balance-sheet contextLatest financial period
Cash and bank€20,664Previous: No comparison value
Equity€29,301Previous: No comparison value
Liabilities€46,031Previous: No comparison value
Current assets€70,615Previous: No comparison value
Current liabilities€46,031Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
49/100 · Trend unavailable
Current ratioWeak
15/100 · Trend unavailable
Operating profit marginGood
85/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3451230-3
VAT IDFI34512303
EU IDFIFPRO.3451230-3
MunicipalityKuusamo
Current registered entries
2024-05-31Registered in Tax Administration (Tax Administration)
2024-05-31Registered in Patent and Registration Office (Trade Register)
2024-06-01Registered in Tax Administration (Employer Register)
2024-06-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-06-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryRakennusliike Saarijärvi Oy
Grade unchangedB2 · new analysis 2026-10-17
56/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
70 peersSolvency46%
Close to the peer-group midpoint
Profitability89%
Better than 89% of peers
Liquidity59%
Better than 59% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings118 days after period end
118 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1756/100 · v0.15
B2 → B2B2
2026-09-20 22:5056/100 · v0.14
C → B2 · +22 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-01-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1434/100 · v0.14
C → CC
2026-09-1434/100 · v0.13
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
40/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-04-23
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-01-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-15.
This company profile has not been claimed yet
Rakennusliike Saarijärvi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.