Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Rakennuspalvelu JoPi Oy
Rakennuspalvelu JoPi Oy's registered office is Kajaani. It is a limited company. The company was established on 2024-02-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €95,728 and operating profit was €6,586.
Business ID 3428101-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3428101-5
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Kajaani
- Company form
- Limited company
- Registration date
- 2024-02-25
- Business ID registration date
- 2024-02-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Samuelintie 8 C 12, 87200, Kajaani
About Rakennuspalvelu JoPi Oy
Financial position and key figures for the company.
Rakennuspalvelu JoPi Oy's location municipality is Kajaani. It is a limited company. The company was established on 2024-02-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €95,728 and operating profit was €6,586. The latest retained financial statement for 2025-12-31 shows revenue of €95,728 and profit for the financial year of €5,038. Based on the latest retained statement, revenue growth was -34.7%, operating margin was +6.9%, and equity ratio was +92.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-34.7%
Operating margin6.9%
Equity ratio92.5%
Balance-sheet contextLatest financial period
Cash and bank€44,895Previous: €51,730
Retained earnings€52,478Previous: €0
Equity€57,516Previous: €57,038
Liabilities€4,690Previous: €13,920
Current assets€59,162Previous: €70,958
Current liabilities€4,690Previous: €13,920
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginSatisfactory
67/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3428101-5
VAT IDFI34281015
EU IDFIFPRO.3428101-5
MunicipalityKajaani
Current registered entries
2024-02-16VAT-liable for business activity in Tax Administration (VAT Register)
2024-02-16Registered in Tax Administration (Prepayment Register)
2024-02-25Registered in Patent and Registration Office (Trade Register)
2024-02-26Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableRakennuspalvelu JoPi Oy
Grade unchangedB1 · new analysis 2026-10-17
65/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
137 peersSolvency90%
Better than 90% of peers
Profitability63%
Better than 63% of peers
Liquidity91%
Better than 91% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings112 days after period end
112 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1765/100 · v0.15
B1 → B1B1
2026-09-18 03:0065/100 · v0.14
C → B1 · +31 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
C
2026-09-1434/100 · v0.14
C → CC
2026-09-1434/100 · v0.13
Oldest retained automatic assessment in this comparisonB1
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
42/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
18 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
4 register eventsLatest event: 2026-04-22
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Rakennuspalvelu JoPi Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.