Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Rakennuspalvelu Karl Svahn Oy
Rakennuspalvelu Karl Svahn Oy's registered office is Borgå. It is a limited company. The company was established on 2021-03-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €360,928 and operating profit was €8,307.
Business ID 3185040-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3185040-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Borgå
- Company form
- Limited company
- Registration date
- 2021-03-08
- Business ID registration date
- 2021-01-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Papinkatu 14 C, 06100, Borgå
About Rakennuspalvelu Karl Svahn Oy
Financial position and key figures for the company.
Rakennuspalvelu Karl Svahn Oy's location municipality is Borgå. It is a limited company. The company was established on 2021-03-08. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €360,928 and operating profit was €8,307. The latest retained financial statement for 2025-12-31 shows revenue of €360,928 and profit for the financial year of €5,804. Based on the latest retained statement, revenue growth was +44.6%, operating margin was +2.3%, and equity ratio was +10.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth44.6%
Operating margin2.3%
Equity ratio10.8%
Balance-sheet contextLatest financial period
Cash and bank€33,020Previous: €23,514
Retained earnings€8,399Previous: €4,537
Equity€14,203Previous: €8,399
Liabilities€117,131Previous: €110,309
Current assets€116,130Previous: €98,437
Current liabilities€117,131Previous: €110,309
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
14/100 · Improving
Current ratioWeak
9/100 · Improving
Operating profit marginPassable
56/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3185040-3
VAT IDFI31850403
EU IDFIFPRO.3185040-3
MunicipalityBorgå
Current registered entries
2021-01-17Registered in Tax Administration (Employer Register)
2021-01-17VAT-liable for business activity in Tax Administration (VAT Register)
2021-01-19Registered in Tax Administration (Prepayment Register)
2021-03-08Registered in Tax Administration (Tax Administration)
2021-03-08Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorRakennuspalvelu Karl Svahn Oy
Grade unchangedB3 · new analysis 2026-10-17
43/100
Medium
Usable financial evidenceFinancial data included
Same industry and sizeDescriptive comparison – does not change the model score.
96 peersSolvency24%
Below 76% of peers
Profitability43%
Below 57% of peers
Liquidity47%
Close to the peer-group midpoint
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings245 days after period end
245 days after period end
1 consecutive periods
Supporting factors
- Active registered status
Risk factors to note
- Weak current ratio
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1743/100 · v0.15
B3 → B3B3
2026-09-17 03:2343/100 · v0.14
B3 → B3 · -4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1447/100 · v0.14
B3 → B3B3
2026-09-1447/100 · v0.13
Oldest retained automatic assessment in this comparisonB3
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
54/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2025-07-10
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Rakennuspalvelu Karl Svahn Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.