Business profile

Ramera Oy

Ramera Oy's registered office is Kaarina. It is a limited company. The company was established on 2022-08-26. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2024-12-31, revenue was €10,976 and operating profit was -€1,163.

Business ID 3307002-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3307002-1
Sector
Construction of residential and non-residential buildings
Municipality
Kaarina
Company form
Limited company
Registration date
2022-08-26
Business ID registration date
2022-08-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Suvitie 8, 20780, Kaarina

Website: https://www.ramera.fiSource observation

About Ramera Oy

Financial position and key figures for the company.

Ramera Oy's location municipality is Kaarina. It is a limited company. The company was established on 2022-08-26. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2024-12-31, revenue was €10,976 and operating profit was -€1,163. The latest retained financial statement for 2024-12-31 shows revenue of €10,976 and profit for the financial year of -€1,176. Based on the latest retained statement, revenue growth was -39.1%, operating margin was -10.6%, and equity ratio was +83.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2024-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-39.1%
Operating margin-10.6%
Equity ratio83.9%
Balance-sheet contextLatest financial period
Other operating income€2,085Previous: €3,041
Cash and bank€356Previous: €5,549
Retained earnings€3,538Previous: €2,841
Equity€2,362Previous: €3,538
Liabilities€453Previous: €3,807
Current assets€2,815Previous: €7,345
Current liabilities€453Previous: €3,807
Revenue trend2 periods
€18,032
2023-12-31
€10,976
2024-12-31
Operating profit (loss) trend2 periods
€1,610
2023-12-31
-€1,163
2024-12-31
Profit (loss) for the financial year trend2 periods
€697
2023-12-31
-€1,176
2024-12-31
Assets trend2 periods
€7,345
2023-12-31
€2,815
2024-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
83.9 %2023-12-31: 48.2 %
Current ratioPassable
26/100 · Declining
0.79x2023-12-31: 1.46x
Operating profit marginWeak
28/100 · Declining
-8.9 %2023-12-31: 7.6 %
Ratio history
Ratio2023-12-312024-12-31
Equity ratio48.2 %83.9 %
Current ratio1.46x0.79x
Operating profit margin7.6 %-8.9 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3307002-1
EU IDFIFPRO.3307002-1
MunicipalityKaarina
Current registered entries
2022-08-23Registered in Tax Administration (Prepayment Register)
2022-08-26Registered in Tax Administration (Tax Administration)
2022-08-26Registered in Patent and Registration Office (Trade Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorRamera Oy
Grade upgradedC → B3 · new analysis 2026-10-03
Model score47/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyImproving
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
82 peers
Solvency63%
Better than 63% of peers
Profitability28%
Below 72% of peers
Liquidity60%
Better than 60% of peers
Revenue growth15%
Below 85% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag115 days after period end
Typical registration lag115 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessments
B3
2026-10-03 06:5847/100 · v0.14
C → B3 · +9 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
C
2026-09-1538/100 · v0.14
B3 → C · -10 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1448/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-03
Automatic model versionopen-risk-grade-v0.14
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskhigh
25/100

Industry context is high based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 4 years of registry continuity.

Registry and status signalsRajallinen
41/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2025-04-25

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2024-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Ramera Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.