Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Ratavo Oy
Ratavo Oy's registered office is Turku. It is a limited company. The company was established on 1976-10-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-01-31, revenue was €97,097 and operating profit was €41,823.
Business ID 0113256-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0113256-6
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1976-10-22
- Business ID registration date
- 1978-03-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: KÄSITYÖLÄISKATU 9, 20100, Turku
Postal address: P.O. Box 160, 20101, Turku
Phone: +35822513311Source observation
Email: [email protected]Source observation
Website: https://www.rp-yhtiot.fiSource observation
People and decision-makers
Puolimatka Raimo ArmasToimitusjohtaja
About Ratavo Oy
Financial position and key figures for the company.
Ratavo Oy's location municipality is Turku. It is a limited company. The company was established on 1976-10-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-01-31, revenue was €97,097 and operating profit was €41,823. The latest retained financial statement for 2026-01-31 shows revenue of €97,097 and profit for the financial year of €102,899. Based on the latest retained statement, revenue growth was -1.9%, operating margin was +43.1%, and equity ratio was not currently available.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on sijoitus-, rahoitus- ja luotonantotoiminta sekä arvopaperikauppa. Toimintaansa varten yhtiö voi omistaa ja hallita kiinteätä omaisuutta ja osakkeita.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-01-31
0
0
Enriched source observation
Derived indicators
Revenue growth-1.9%
Operating margin43.1%
Revenue€97,097-€1,891 (-1.9%) vs previous periodPrevious: €98,988
Operating profit (loss)€41,823-€6,916 (-14.2%) vs previous periodPrevious: €48,739
Profit (loss) for the financial year€102,899-€4,687 (-4.4%) vs previous periodPrevious: €107,586
Balance-sheet contextLatest financial period
Employees1Previous: No comparison value
Revenue trend5 periods
€106,018
2022-01-31
€106,363
2023-01-31
€114,461
2024-01-31
€98,988
2025-01-31
€97,097
2026-01-31
Operating profit (loss) trend5 periods
€58,401
2022-01-31
€31,206
2023-01-31
€47,535
2024-01-31
€48,739
2025-01-31
€41,823
2026-01-31
Profit (loss) for the financial year trend5 periods
€72,436
2022-01-31
€58,909
2023-01-31
€117,770
2024-01-31
€107,586
2025-01-31
€102,899
2026-01-31
Assets trend3 periods
€3,368,575
2022-01-31
€3,438,844
2023-01-31
€3,545,130
2024-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2022-01-31 | 2023-01-31 | 2024-01-31 | 2025-01-31 | 2026-01-31 |
|---|---|---|---|---|---|
| Equity ratio | 100.0 % | 99.6 % | 100.0 % | - | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 55.1 % | 29.3 % | 41.5 % | 49.2 % | 43.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0113256-6
VAT IDFI01132566
EU IDFIFPRO.0113256-6
MunicipalityTurku
Current registered entries
1976-10-22Registered in Patent and Registration Office (Trade Register)
1978-03-15Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2001-04-11VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Puolimatka Raimo ArmasToimitusjohtajaSources: 6 · Confidence: 78%
Puolimatka Raimo ArmasPuheenjohtajaSources: 4 · Confidence: 78%
Löyttyniemi Mari KristiinaVarsinainen jäsenSources: 5 · Confidence: 78%
Puolimatka Marja-LiisaVarsinainen jäsenSources: 5 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodRatavo Oy
82/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsProfitabilityVolatile
SolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Sufficient structured financial metrics are not available
A2
2026-09-21
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 49 years of registry continuity.
Registry and status signalsVakaa
84/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-06-16
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ratavo Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.